Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Al Hilal - Smart Covered Platinum Card Al Hilal - Smart Covered Platinum Card Minimum Salary: AED 8,000 Salary Transfer: No Islamic Finance: Yes Cashback: No Annual Fee: AED 0 Rate: 2.39%

All our cards and services have been approved by our board of Shariah scholars and conform to the highest standards of Islamic banking.
Features
  • Emergency Medical & Legal Service
  • Free Supplementary Cards
  • Emergency Cash & Card Replacement
  • Free 24 Hour Assistance
  • Price Commitment
  • Worldwide Acceptance
  • Flexible Repayments
  • Dinning Discounts
Additional Information
  • Annual Fee (Primary Card) - 0 AED
  • Late Payment Amount (to be paid to charity) - 100 AED
  • Card Replacement Fee - 200 AED
  • Card Re-issuance Fee - 200 AED
  • Lost / Stolen Card Fee - 200 AED
Representative Example
If you spend AED 1,200 at a purchase interest rate of 18.9% (variable) your representative APR will be 18.9% (variable).
Citibank - Citi Cashback Card
Minimum Salary
AED 8,000
Rate
3.25%
Najm - ONE Cashback Credit Card
Minimum Salary
AED 8,000
Rate
3.25%
Najm - Platinum Plus Cashback Credit Card
Minimum Salary
AED 7,000
Rate
3.25%
Najm - Platinum Cashback Credit Card
Minimum Salary
AED 7,000
Rate
3.25%