Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Commercial Bank of Dubai - Visa Infinite Credit Card Commercial Bank of Dubai - Visa Infinite Credit Card Minimum Salary: AED 20,000 Salary Transfer: No Islamic Finance: No Cashback: Yes Annual Fee: AED 750 Rate: 3.29%
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Features and Benefits:

Financial

  • No annual fees for the first year on the primary card. Free supplementary card for family (age above 15 years).
  • Interest rate starting from 3.29% per month.
  • Attijari Points Rewards Program – earn up to 2.5 points for every dirham spent. For more information, please refer to Attijari Loyalty Programme 

  • Lifestyle

  • Complimentary access to Pharaoh's Wafi Club. For more details please refer to Pharaoh's Club.
  • Free Valtrans valet parking 3 times per month at Mirdif City Center, City Walk, Dubai International Airport, Box Park and many more locations. For more details please refer to CBD Credit Cards Valet Parking.
  • 50% discount on VOX cinema tickets across the UAE. For more information, visit VOX Cinema.


To avail VOX, Pharaoh's Club, and Valtrans facility, the customer must have a minimum monthly (calendar month) retail spend* of AED 5,000 on the CBD primary credit card. If spend on CBD primary credit card during the month is less than AED 5,000, the customer's card account will be charged as below:  

  • For VOX and Valtrans: At actual
  • For Pharaohs Club: AED 160

*Retail spend does not include Balance Transfer, Cash on Call and Cash Withdrawal. 

Visa Benefits

Effective from 1 January 2019, you will enjoy a maximum of 12 complimentary visits in a calendar year at over 1,000 airport lounges globally for the cardholder and 1 guest. The entitlement will work as below:
1st and 2nd visits are complimentary.
For the remaining 10 complimentary visits per the calendar year, a minimum international spend** of USD 1 is required in the calendar year.
Any visits outside the Lounge entitlement will be charged USD 27 directly to the cardholder’s CBD Visa Infinite card by LoungeKey. You will be advised at the Lounge that such visits are chargeable.
Guest visits (other than the cardholder) visits are charged at USD $27 per person per visit directly to the cardholder’s CBD Visa Infinite card.
Multi-trip travel insurance for you and your family.
Double the repair period offered by the original manufacturer’s warranty and protection against theft or accidental damage, respectively.

  • In addition to the above benefits, Visa provides several travels, hospitality, dining, wellness and lifestyle benefits on the Infinite platform. Please visit Visa Infinite for the latest list of benefits.

 Minimum transaction value of USD 1 at Point of Sale transactions includes Face to Face, E-Commerce, Mail Order/Telephone Order or Recurring transactions where CBD is not located in the country of the transaction; Spend may take up to 15 days to register with LoungeKey.

Convenience:                                                         

  • CBD credit cards are equipped with Chip & Pin which gives you the convenience to make purchases, pay bills, and get cash in a secure way. 
Additional Information
Required Documents:

If you’re a salaried individual, please submit:

  • National ID or valid passport, residence visa and Emirates ID.
  • Salary Certificate.

If you’re self-employed:

  • National ID or valid passport, residence visa and Emirates ID.
  • Valid trade license.
Eligibility Criteria:
  • If you are UAE National aged between 21 and 65 years (at the card expiry date) or if you are UAE resident aged between 21 and 60 years (at the card expiry date).
  • If you’re a salaried individual: You should be confirmed employee and have a minimum salary of AED 20,000
Representative Example
If you spend AED 1,200 at a purchase interest rate of 18.9% (variable) your representative APR will be 18.9% (variable).
CBD - Super Saver Card
Minimum Salary
AED 12,000
Rate
3.29%
Najm - Platinum Plus Cashback Credit Card
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Rate
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Najm - ONE Cashback Credit Card
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Najm - Platinum Cashback Credit Card
Minimum Salary
AED 7,000
Rate
3.25%