Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Citibank - Citi Simplicity Citibank - Citi Simplicity Minimum Salary: AED 5,000 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: AED 0 Rate: 3.5%
Apply Online Now
Fill in your details below and a product advisor will call you back with more details.
Some required information is not valid
The Citi Simplicity Credit Card has No annual fee, late payment fee, cash advance fee or overlimit fee, ever.

It is designed to be easy to use taking into account your basic lending requirements. Simpler terms, no hassle.
Features
  • This is a conventional card
  • No annual fee, late payment fee, cash advance fee or overlimit fee- ever
  • Monthly interest rate is 3.50% of the outstanding account balance with up to a 52-day interest-free period.
  • The foreign currency rate applicable on overseas transactions is 2.99% per month
  • Balance transfer at 0% rate of interest for 6 monthly installments. One time processing fee of only 3% of the BT amount. No pre-closure fee. 6-48 months BTF plans are also available
  • This card does not have a rewards program.
  • No cashback is rewarded for this card
  • Access to select airport lounges across the Middle East
  • Over 500 dining & entertainment discounts
  • Quick Cash: instant cash at a click of a button
  • PayLite: turn any big purchases into small payments
  • Complimentary supplementary cards for your family members
  • Citibank Terms & Conditions apply.
Additional Information
  • Age: 21 years old or above
  • Minimum monthly income of AED 5,000
  • Required documents: Valid Emirates ID and valid UAE visa copy.
  • Important Information: both Salary account IBAN number and Passport number will be needed during the application


*A. I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The information provided on this website does not constitute the marketing of any products or services to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Marino, San Marino, Vatican and Isle of man. The content on this website is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals. Find your nearest Citi branch: www.findmyciti.com/ae/. Call us at: +971 4 311 4000. 

Address: Citibank UAE, P.O. Box 749, Dubai, United Arab Emirates. 

CBD - Super Saver Card
Minimum Salary
AED 8,000
Rate
3.45%
The American Express - The Platinum Card
Minimum Salary
AED 30,700
Rate
0.00%
The American Express - Gold Credit Card
Minimum Salary
AED 15,000
Rate
3.25%
Najm - ONE Cashback Credit Card
Minimum Salary
AED 8,000
Rate
3.25%