Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Dubai Islamic Bank - Prime Gold Credit Card Dubai Islamic Bank - Prime Gold Credit Card Minimum Salary: AED 5,000 Salary Transfer: No Islamic Finance: Yes Cashback: Yes Annual Fee: AED 0 Rate: 3%
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Enjoy a more rewarding banking experience with your Prime Gold Card, packed with benefits and features designed to go hand-in-hand with your lifestyle.

Reward Features:
Earn Wala'a Dirhams
Earn 0.75% on all retail spends.  Redeem Wala'a Dirhams for flight tickets, bill payments and more.

Credit Shield Takaful
For a fee of 0.89% of the card outstanding, the Credit Shield Takaful feature covers the unfortunate events of death, total disability or loss of employment, taking care of your card outstanding at such a time. Maximum coverage is as follows:
  • Involuntary loss of employment - AED 30,000
  • Permanent Total Disability - AED 200,000
  • Death - AED 200,000
Personal Accident and Travel Insurance coverage
  • Personal Accident Benefits - Principal Sum Insured 75,000
  • Accidental Death - 100% of the Principal Sum Insured
  • Emergency Medical Expenses - 75,000
  • Emergency Dental - 250
  • Missed Departure/Cancellation - 750
  • Trip Delay - 750
  • Baggage Delay - 750
  • Baggage Loss - 1,500
  • Loss of Money - 250
  • Personal Liability - 30,000
Free Roadside assistance
  • Unlimited roadside assistance
  • Towing
  • Vehicle Servicing- Pick up and Drop off
  • Vehicle Registration
  • Replacement car for 24 hours in case of accident
  • Battery Boost
  • Flat tyre fixing
  • Lock-out service
  • Fuel assistance
  • Off-road pull out
  • International Driving License - 75% discount
Balance transfer facility
  • 80% of the Card Limit or 100% of the available cash limit can be used  
  • You are entitled to multiple balance transfer transactions  
  • No documentation required  
  • Instant transfer directly to the other bank’s credit card (takes from 1 to 3 business days)  
  • Minimum transfer amount - AED 100, maximum amount - AED 250,000.
Representative Example
Non-AED Transaction Fee: 2.26%
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