Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Dubai Islamic Bank - Al Islami Gold Credit Card Dubai Islamic Bank - Al Islami Gold Credit Card Minimum Salary: AED 5,000 Salary Transfer: No Islamic Finance: Yes Cashback: No Annual Fee: AED 0 Rate: 3.25%
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The Al Islami Gold card seamlessly integrate into your lifestyle, bringing you a more rewarding experience at every step. (Monthly card subscriptions: Gold - AED 375)

Wala'a Rewards
Get immediate access to the DIB loyalty program – Wala’a Rewards and start saving from day one! Earn 2.0 Wala’a Rewards for every AED 1 spent on all retail spends and then redeem the Rewards for flight tickets, hotel stays, retail purchases, bill payments and plenty more.

Roadside Assistance
One additional roadside assistance will be provided on charge of Upgrade fee. Max cap of 3 services per year.

Credit Shield Takaful

For a fee of 0.89% of the card outstanding, the Credit Shield Takaful feature covers the unfortunate events of death, total disability or loss of employment, taking care of your card outstanding at such a time. Maximum coverage is as follows: 

  1. Involuntary loss of employment - AED 30,000  
  2. Permanent Total Disability - AED 200,000  
  3. Death - AED 200,000.  
  • Wala'a Rewards
  • Roadside Assistance
  • Credit Shield Takaful
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The American Express - Gold Credit Card
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AED 15,000
Najm - ONE Cashback Credit Card
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Najm - Platinum Plus Cashback Credit Card
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