The Al Islami Gold card seamlessly integrate into your lifestyle, bringing you a more rewarding experience at every step. (Monthly card subscriptions: Gold - AED 375)
Wala'a Rewards
Get immediate access to the DIB loyalty program – Wala’a Rewards and start saving from day one! Earn 2.0 Wala’a Rewards for every AED 1 spent on all retail spends and then redeem the Rewards for flight tickets, hotel stays, retail purchases, bill payments and plenty more.
Roadside Assistance
One additional roadside assistance will be provided on charge of Upgrade fee. Max cap of 3 services per year.
Credit Shield Takaful
For a fee of 0.89% of the card outstanding, the Credit Shield Takaful feature covers the unfortunate events of death, total disability or loss of employment, taking care of your card outstanding at such a time. Maximum coverage is as follows:
- Involuntary loss of employment - AED 30,000
- Permanent Total Disability - AED 200,000
- Death - AED 200,000.
Features
- Wala'a Rewards
- Roadside Assistance
- Credit Shield Takaful
** Calculator Definitions
Amount:
The total amount of money borrowed, also referred to as the principal amount.
Rate (%):
This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years:
This is the original term or length of the product, stated in years.
Effective Monthly Payment:
This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%):
The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.