Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Dubai Islamic Bank - Al Islami Platinum Credit Card Dubai Islamic Bank - Al Islami Platinum Credit Card Minimum Salary: AED 15,000 Salary Transfer: No Islamic Finance: Yes Cashback: No Annual Fee: AED 0 Rate: 0%
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With double the rewards and additional security, some lifestyle choices deserve the Platinum treatment. We present the card that keeps on giving!

Wala'a Rewards

Get immediate access to the DIB loyalty program – Wala’a Rewards and start saving from day one! Earn 4.0 Wala’a Rewards for every AED 1 spent on all retail spends and then redeem the Rewards for flight tickets, hotel stays, retail purchases, bill payments and plenty more.

Purchase Protection

Get used to stress-free shopping with the card that gives you the added advantage of in-bult theft and damage protection, locally and all over the world.

  1. The Purchase Protection feature is already built into your Platinum Card.
  2. Purchases made on your Platinum card are automatically covered for 60 days, at a rate of USD 3,000 per occurrence.
Credit Shield Takaful

For a fee of 0.89% of the card outstanding, the Credit Shield Takaful feature covers the unfortunate events of death, total disability or loss of employment, taking care of your card outstanding at such a time. Maximum coverage is as follows:

  1. Involuntary loss of employment - AED 30,000 
  2. Permanent Total Disability - AED 200,000 
  3. Death - AED 200,000 
Roadside Assistance

One additional roadside assistance will be provided on a charge of the Upgrade fee. Max cap of 3 services per year.

  • Wala'a Rewards
  • Purchase Protection
  • Credit Shield Takaful
  • Roadside Assistance
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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