| Minimum Salary | Salary Transfer | Islamic Finance | Cashback | Annual Fee | Rate | |
|---|---|---|---|---|---|---|
Dubai Islamic Bank - Consumer Reward Card
|
Minimum Salary: AED 5,000 | Salary Transfer: No | Islamic Finance: Yes | Cashback: Yes | Annual Fee: AED 157.5 | Rate: 3% |
Reward Features
Earn Cashback:
- Supermarket - 3% cashback, max AED 300 p.m
- Automobile servicing - 3% cashback, max AED 300 p.m
- Etisalat & Du payments - 3% cashback, max AED 100 p.m
- Fuel spends - 3% cashback, max AED 100 p.m
- Utility Bills - 3% cashback, max AED 100 p.m
- Salik & Nol recharges - 3% cashback, max AED 25 p.m
- Movie Ticket purchases - 50%, max AED 150 p.m
- Maximum monthly cashback is AED 1,000 per billing cycle. Cashback is only on spends in UAE.
Detailed Features
- Balance Transfer
Use your DED-DIB Consumer Card to clear your outstanding on other Bank’s Cards and save on
unnecessary charges.
No documentation required.
- Credit Shield Takaful
For a fee of only 0.89% of the outstanding amount, you are covered in the unfortunate event of death, total disability
or loss of employment.
- Merchant Offers
Over 450 special global, regional and local offers with exclusive travel, entertainment, retail, dining and golf establishments.
Features
- Earn Cashback
- Balance Transfer
- Credit Shield Takaful
- Merchant Offers
Additional Information
- Non-AED Transaction Fee: 2.26%
- Things to be aware of: All Categories have max cashback limits
** Calculator Definitions
Amount:
The total amount of money borrowed, also referred to as the principal amount.
Rate (%):
This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years:
This is the original term or length of the product, stated in years.
Effective Monthly Payment:
This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%):
The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
