| Minimum Salary | Salary Transfer | Islamic Finance | Cashback | Annual Fee | Rate | |
|---|---|---|---|---|---|---|
Dubai Islamic Bank - Prime Classic Credit Card
|
Minimum Salary: AED 5,000 | Salary Transfer: No | Islamic Finance: Yes | Cashback: No | Annual Fee: AED 0 | Rate: 3% |
The interest-free premium experience.
With benefits to match your lifestyle ranging from easy cash accessibility and balance transfers to insurance services, auto assistance and more, let this be your card of choice.
Wala'a Rewards
- Get immediate access to the DIB loyalty program – Wala’a Rewards and start saving from day one! Earn 1.0 Wala’a Rewards for every AED 1 spent on all retail spends and then redeem the Rewards for flight tickets, hotel stays, retail purchases, bill payments and plenty more.
Cash Flexibility
- Enjoy easy cash access with high cash withdrawal limits of up to 80% (of total card limit) along with a cash transfer facility from your card to your Dubai Islamic Bank account. Convenient and simple, access cash wherever you are in the world with high withdrawal limits on your Prime Classic Card, along with the card to account funds transfer option.
Transfer Existing Balance
- Manage payments easily by consolidating your other card balances onto your Prime card (up to 80% of card limit or 100% of the available cash limit).
- Avail the balance transfer facility through Online or Mobile Banking as well as through Banking Express Terminals.
Features
- Wala'a Rewards
- Cash Flexibility
- Transfer Existing Balance
- 80% of the Card Limit or 100% of the available cash limit can be used
- You are entitled to multiple balance transfer transactions
- No documentation required
- Instant transfer directly to the other bank’s credit card (takes from 1 to 3 business days)
- Minimum transfer amount - AED 100, maximum amount - AED 250,000.
- Roadside Assistance
- Credit Shield Takaful
- Card Protection Plus
** Calculator Definitions
Amount:
The total amount of money borrowed, also referred to as the principal amount.
Rate (%):
This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years:
This is the original term or length of the product, stated in years.
Effective Monthly Payment:
This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%):
The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
