Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Dubai Islamic Bank - The Emirates Skywards DIB Platinum Credit Card Dubai Islamic Bank - The Emirates Skywards DIB Platinum Credit Card Minimum Salary: AED 5,000 Salary Transfer: No Islamic Finance: Yes Cashback: No Annual Fee: AED 525 Rate: 3%
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With the Emirates Skywards DIB Platinum Credit Card, you will earn Skywards Miles on all local and foreign currency spends. You can then spend the Miles with Emirates and a wide selection of partners, and enjoy enhanced travel experience with benefits and services that make every trip more rewarding.

Earn bonus Skywards Miles

  • Earn up to 20,000 bonus Skywards Miles with the Emirates Skywards DIB Platinum Credit Card
  • Earn Skywards Miles on all spends
Travel in style
  • Easy Payment Plan with Emirates: Enjoy 0% Easy Payment Plan when you purchase Emirates tickets to any destination on emirates.com

Earn Tier Miles

  • Offer valid on your everyday spends.
  • Up to 50,000 bonus tier miles.
  • Earn Skywards Miles on all spends

We've Got You Covered

  • Enjoy greater travel and personal accident insurance coverage benefits for you (principal sum of USD 100,000) and your family
  • Lifestyle Benefits

    • Offer valid on your everyday spends.

    Experience Luxury Hotel Collection from Visa

    • Enjoy exclusive member privileges at over 900 luxury hotel properties around the world

    Balance transfer facility:

    • Use the Emirates Skywards DIB Platinum Credit Card to clear your outstanding on any other banks' credit cards and save more on unnecessary charges with no documentation required

    Medical and Legal Referral: 

    • Travel the world carefree and safe
    ** Calculator Definitions
    Amount: The total amount of money borrowed, also referred to as the principal amount.
    Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
    Years: This is the original term or length of the product, stated in years.
    Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
    Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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