Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Citibank - Emirates-Citibank Ultima Citibank - Emirates-Citibank Ultima Minimum Salary: AED 36,750 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: AED 3,000 Rate: 3.25%
Apply Online Now
Fill in your details below and a product advisor will call you back with more details.
Some required information is not valid
Enjoy the best Skywards Miles earn rate in the UAE and exclusive 100% Metal Card. 

Sign up for the Emirates- Citibank Ultima Credit card and get 25,000  welcome bonus Skywards Miles, and 10,000 Skywards Miles annually upon renewal

Earn up to 2.5 Skywards Miles per USD and redeem them for free flights and upgrades with Emirates and partner airlines or at any of the Emirates partners in hospitality, car hire, lifestyle & retail.

Enjoy complimentary Skywards Silver membership- extra baggage and Emirates lounge access in Dubai Airport and unlimited access to 1000+ airport lounges worldwide for you and a guest. Also enjoy unlimited golf on weekdays and 1 free round on weekends per month.
Features
  • This is a conventional card
  • This is a premium card
  • The annual fee applicable on this card is AED 3,000
  • Monthly interest rate is 3.25% of the outstanding account balance with up to a 52-day interest-free period
  • The foreign currency rate applicable on overseas transactions is 2.99% per month
  • Balance transfer at 0% rate of interest for 6 monthly installments. One time processing fee of only 3% of the BT amount. No pre-closure fee. 6-48 months BTF plans are also available
  • Earn 2.5 Skywards Miles per USD spent online at www.emirates.com, 1.5 Skywards Miles per USD on international spend and 1 Skywards Mile per USD on local spend. Redeem your Skywards Miles for reward flights and upgrades with Emirates
  • No cashback is rewarded for this card
  • Exclusive 100% Metal card
  • Complimentary Skywards Silver membership (extra baggage and Emirates lounge access in Dubai Airport)
  • Unlimited access to 1000+ airport lounges worldwide for you and 1 guest
  • Complimentary Golf: unlimited on weekdays and 1 free round on weekends per month
  • Buy 1, Get1 free movie tickets with Reel & Vox cinemas
  • International Concierge
  • Complimentary Marhaba Silver Meet & Greet service
  • 0% interest installment plan on tickets purchased online at www.emirates.ae
  • Complimentary Travel Inconvenience & Travel Medical Insurance and much more
  • Citibank Terms & Conditions apply.
Offers
  • Get 25,000 welcome bonus Skywards Miles when you apply for the card and 10,000 Skywards Miles annually upon renewal.
  • Citibank Terms & Conditions apply.
Additional Information
Eligibility

  • You require a minimum salary of AED 36,750 per month to be eligible for this card.
CBD - Super Saver Card
Minimum Salary
AED 12,000
Rate
3.29%
Najm - ONE Cashback Credit Card
Minimum Salary
AED 8,000
Rate
3.25%
Najm - Platinum Plus Cashback Credit Card
Minimum Salary
AED 7,000
Rate
3.25%
Najm - Platinum Cashback Credit Card
Minimum Salary
AED 7,000
Rate
3.25%