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Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Citibank - Emirates-Citibank Ultima Citibank - Emirates-Citibank Ultima Minimum Salary: AED 36,750 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: AED 3,000 Rate: 3.25%
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  • Earn up to 2.5 Skywards Miles per USD spend with a 100% exclusive Metal Card 
  • Sign up for the Emirates-Citibank Ultima Credit card and get 25,000 welcome bonus Skywards Miles, and 10,000 Skywards Miles annually upon payment of annual fee
  • Enjoy complimentary Emirates Skywards Silver membership giving you 12kg extra baggage and Emirates lounge access in Dubai Airport. Plus get and unlimited access to 1,100+ airport lounges worldwide for you and a guest with MasterCard Travel Pass app. Also enjoy unlimited golf on weekdays and 1 free round on weekends per month.
Miles and Rewards
  • Earn 2.5 Skywards Miles per USD spent on in AED; 1.5 Skywards Miles per USD on non-AED spend and 1 Skywards Mile per USD on other AED spend. 
  • Redeem your Skywards Miles for reward flights and upgrades with Emirates 

  • 25,000 Sign-up bonus Skywards Miles for the 1st year when you apply for the card & 10,000 Bonus Miles annually upon renewal
  • Earn up to 2.5 Skywards Miles per $ spend
  • Exclusive 100% metal card + Skywards Silver Membership
  • Unlimited golf on weekdays and 1 free round on weekends per month
  • Complimentary Valet Parking twice a month with Valtrans
  • Unlimited access to 1,100+ lounges worldwide (+guest) with MasterCard Travel Pass app
  • Insurance cover for online purchases up to $1,000 per year, at no additional cost
  • 6 complimentary airport rides per year (up to AED 110 each) using code ""MAUAE6“ on the Careem app.
  • ‘Buy 1 Get 1 free’ movie tickets at VOX & REEL cinemas
  • Get access to hundreds of Buy 1 Get 1 offer with the free Mastercard® priceless specials app
  • Fast, safe and effortless purchases, with Apple Pay & Google Pay
  • Complimentary Silver Bronze Meet & Greet service once a year at Dubai International Airport.
  • Complimentary International Concierge Service
  • Complimentary Travel Insurance"
  • Get 25,000 welcome bonus Skywards Miles when you apply for the card and 10,000 Skywards Miles annually upon payment of annual fee
  • Citibank Terms & Conditions apply
Additional Information

By clicking submit , I acknowledge that my details will be submitted to Yalla Compare and then passed to Citibank, N.A. UAE branch (“Citi”). I consent to allow Yalla Compare to share my details with Citi and hereby acknowledge and agree to allow Citi to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion.

By inquiring about Citi services, offers or products, I authorize Citi representatives to approach me on my contact details including my telephone/mobile number for any product or service offered by Citi anytime within 12 month period from the time of this acknowledgment. I hereby represent and warrant that the information provided herein is true, accurate, and complete and that I agree to remain responsible for and to indemnify Citi from and against any losses, claims and/or liabilities incurred by Citi as a result of having relied on such information. Citi is not required to verify the information provided by me and neither is the bank obliged to provide me with any loans or credit facilities based on the provided information.

** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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