Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Citibank - Emirates-Citibank Ultima Citibank - Emirates-Citibank Ultima Minimum Salary: AED 36,750 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: AED 3,000 Rate: 3.25%
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  • Earn up to 2.5 Skywards Miles per USD spend with a 100% exclusive Metal Card 
  • Sign up for the Emirates- Citibank Ultima Credit card and get 25,000 welcome bonus Skywards Miles, and 10,000 Skywards Miles annually upon payment of annual fee
  • Enjoy complimentary Emirates Skywards Silver membership giving you  extra baggage and Emirates lounge access in Dubai Airport and unlimited access to 1000+ airport lounges worldwide for you and a guest.
  • Also enjoy unlimited golf on weekdays and 1 free round on weekends per month.
  • Earn 2.5 Skywards Miles per USD spent on in AED; 1.5 Skywards Miles per USD on non-AED spend and 1 Skywards Mile per USD on other AED spend. 
  • Redeem your Skywards Miles for reward flights and upgrades with Emirates 
  • 25,000 Sign-up bonus Skywards Miles for the 1st year when you apply for the card & 10,000 Bonus Miles annually upon renewal
  • Earn up to 2.5 Skywards Miles per $ spend
  • Exclusive 100% metal card + Skywards Silver Membership
  • Unlimited golf on weekdays and 1 free round on weekends per month
  • Complimentary Valet Parking twice a month with Valtrans
  • Unlimited access to 1000+ LoungeKey lounges worldwide (+guest)
  • Insurance cover for online purchases up to $1,000 per year, at no additional cost
  • 150 credits to enjoy 50% off your total bill at participating merchants across grocery delivery, dining and spas
  • ‘Buy 1 Get 1 free’ movie tickets at VOX & REEL cinemas
  • Get access to hundreds of Buy 1 Get 1 offer with the free Mastercard® priceless specials app
  • Fast, safe and effortless purchases, with Apple Pay
  • Complimentary Silver Bronze Meet & Greet service once a year at Dubai International Airport.
  • Complimentary International Concierge Service
  • Complimentary Travel Insurance
  • Get 25,000 welcome bonus Skywards Miles when you apply for the card and 10,000 Skywards Miles annually upon payment of annual fee
  • Citibank Terms & Conditions apply.
Additional Information

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By inquiring about Citi services, offers or products, I authorize Citi representatives to approach me on my contact details including my telephone/mobile number for any product or service offered by Citi anytime within 12 month period from the time of this acknowledgment. I hereby represent and warrant that the information provided herein is true, accurate, and complete and that I agree to remain responsible for and to indemnify Citi from and against any losses, claims and/or liabilities incurred by Citi as a result of having relied on such information. Citi is not required to verify the information provided by me and neither is the bank obliged to provide me with any loans or credit facilities based on the provided information.

The American Express - The Platinum Card
Minimum Salary
AED 30,700
The American Express - Gold Credit Card
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AED 15,000
Najm - ONE Cashback Credit Card
Minimum Salary
AED 8,000
Najm - Platinum Plus Cashback Credit Card
Minimum Salary
AED 7,000