Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Citibank - Emirates-Citibank Ultimate Citibank - Emirates-Citibank Ultimate Minimum Salary: AED 18,000 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: AED 800 Rate: 3.25%
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The ultimate card for the frequent traveller! 

Earn up to 1.25 Skywards Miles on every USD spent on Emirates-Citibank Ultimate Credit Card-the best local and international Skywards Miles earn rate compared to similar category credit cards. Redeem them for flights and upgrades with Emirates  and partner airlines or at any of the Emirates partners in hospitality, car hire, lifestyle & retail 

Enjoy unlimited access to 1000+ airport lounges worldwide for you and a guest. 

You require a minimum salary of AED 18,000 per month to be eligible for this card

Get a Citi credit Card and  stand a chance to win AED 15,000 statement credit, till 31st March 2020 only! 

Get a Citi Credit Card, Loan or join Citigold to get a chance to win AED 15,000 in statement credit, dnata vouchers or cashback!

Each product gets you one entry:
Join CitigoldGet a chance to win AED 15,000 Cashback
Get a Citi Credit cardGet a chance to win AED 15,000 Statement Credit
Get a Citi LoanGet a chance to win AED 15,000 worth Dnata Vouchers.

  • The raffle offer duration is from March 2, 2020 to March 31, 2020.
  • Customer needs to apply online during the campaign period to be eligible for this raffle
  • The product applied to by the customer must get approved and the actions below, depending on the product type availed, must be completed by 09th Mar 2020:Credit Card- activation of the card
  • The raffle will be held under the supervision of Dubai Economic Department on 16th Mar 2020 and the winners will be communicated by registered email/SMS
  • The customer will get one entry per product applied for and activated during campaign period
  • The customers will receive the reward within 30 days of raffle date
  • This offer is over and above any existing offer running during campaign period on Credit Cards, personal loans and Citigold.
  • All Credit Cards and personal loans are approved at the sole discretion of Citibank, N.A, UAE (Citibank N.A.). Approval for a Credit Card / personal loan is subject to receipt of complete documentation (in original), required information to the satisfaction of the bank and successful verification
  • These Campaign T&C's shall be read in conjunction with Citibank Terms and Conditions, which are subject to change and are available on
  • All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partner(s)/ other entity(ies)
  • In no event shall Citibank, any of its affiliates, or any of their officers, directors, employees or agents be liable for any loss, damage or expense arising out of or otherwise related to this offer.
  • Citibank reserves the right to, without liability or prejudice to any of its other rights, at any time, without previous notice and from time to time, withdraw/suspend/amend/cancel this offer with or without any reason
  • Customers acknowledge and agree to all the terms & conditions listed on the online application forms for Credit Cards, personal loans and Citigold account.
  • This campaign is not applicable for US Citizens or US green card holders.
  • Get 25% cashback for 3 months on all grocery & fuel spend. T&C Apply
  • This is a conventional card
  • This is a premium card
  • The annual fee applicable on this card is AED 800
  • Monthly interest rate is 3.25% of the outstanding account balance with up to a 52-day interest-free period
  • The foreign currency rate applicable on overseas transactions is 2.99% per month
  • Balance transfer at 0% rate of interest for 6 monthly installments. One time processing fee of only 3% of the BT amount. No pre-closure fee. 6-48 months BTF plans are also available
  • Earn 1.25 Skywards Miles per USD on international spend and 1 Skywards Mile per USD on local spend. Redeem your Skywards Miles for reward flights and upgrades with Emirates & Flydubai
  • No cashback is rewarded for this card
  • Convert Skywards miles into Reward Flights and Business Class upgrades
  • Unlimited access to 1000+ airport lounges worldwide for you and 1 guest
  • Complimentary golf once a month at some of the best golf courses in the UAE
  • 4 complimentary 'Buy 1 Get 1' movie tickets with VOX cinemas
  • Complimentary Marhaba Bronze Meet & Greet service once a year at Dubai International Airport
  • 0% interest for 3 months easy instalment plan on Emirates tickets purchased through
  • Complimentary International Concierge Service
  • Complimentary Travel Insurance
  • Exclusive offers worldwide with Citibank World Privileges
  • Citibank Terms & Conditions apply.
Additional Information

*A. I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The information provided on this website does not constitute the marketing of any products or services to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Marino, San Marino, Vatican and Isle of man. The content on this website is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals. Find your nearest Citi branch: Call us at: +971 4 311 4000. 

Address: Citibank UAE, P.O. Box 749, Dubai, United Arab Emirates. 

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