• No Annual fee in Year 1
• This is a conventional card
• The annual fee applicable on this card is AED 400
• Monthly interest rate is 3.25% of the outstanding account balance with up to a 52-day interest-free period
• The foreign currency rate applicable on overseas transactions is 2.99% per month
• Balance transfer at 0% rate of interest for 6 monthly installments. One time processing fee of only 3% of the BT amount. No pre-closure fee. 6-48 months BTF plans are also available
• Earn 1 Skywards Mile per USD on international spend and 0.75 Skywards Miles per USD on local spend. Redeem your Skywards Miles for reward flights and upgrades with Emirates & Flydubai
• No cashback is rewarded for this card
• Earn up to 1 Skywards Miles per USD and redeem them on Emirates or Flydubai Reward flights and upgrades
• Unlimited access to 1000+ lounges worldwide for each cardholder
• 2 complimentary 'Buy 1 Get 1' movie tickets with VOX cinemas
• Complimentary Marhaba Bronze Meet & Greet service once a year at Dubai International Airport.
• 0% interest for 3 months easy instalment plan on Emirates tickets purchased through www.emirates.ae
• Complimentary Travel Insurance
• Quick Cash: instant loan on card at a click of a button
• Exclusive offers worldwide with Citibank World Privileges

• No Annual fee in Year 1
• Citibank Terms & Conditions apply.

*A. I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The information provided on this website does not constitute the marketing of any products or services to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Marino, San Marino, Vatican and Isle of man. The content on this website is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals. Find your nearest Citi branch: www.findmyciti.com/ae/. Call us at: +971 4 311 4000. 

Address: Citibank UAE, P.O. Box 749, Dubai, United Arab Emirates.