Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Emirates Islamic - Flex Card Emirates Islamic - Flex Card Minimum Salary: AED 5,000 Salary Transfer: No Islamic Finance: Yes Cashback: No Annual Fee: AED 0 Rate: 3.49%
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Enjoy the flexibility to reward yourself the way you want.

Welcome Bonus

Welcome bonus of 10,000 EI SmartMiles.

EI SmartMiles

Up to 2.25 EI SmartMiles per AED 1 spend.

Instant Purchase

Use the "Instant Purchase" feature to redeem your EI SmartMiles against any purchase, across the globe at any merchant.

Easy Redemption

Redeem your EI SmartMiles at over 300 Airlines and 180,000 hotels worldwide.

EI SmartMiles

EI SmartMiles rewards programme has been exclusively designed to offer customers travel, shopping and lifestyle benefits. What's more, you can redeem them without any blackout dates. Enjoy the flexibility to redeem your EI SmartMiles for flights, hotels and retail transactions instantly anywhere in the world.

What can you do with your EI SmartMiles?

  • Travel
  • Miles Exchange
  • Instant Purchase
  • Online Market Place

  • Extended Warranty
  • Luxury Hotel Collection
  • Xperience with the ENTERTAINER
  • Complimentary Reel Cinemas Movie Tickets
  • Enjoy 15% off on Emaar Entertainment Attractions
  • Cash on Call Facility
  • Balance Transfer
  • Easy Payment Plans
The American Express - The Platinum Card
Minimum Salary
AED 30,700
The American Express - Gold Credit Card
Minimum Salary
AED 15,000
Najm - ONE Cashback Credit Card
Minimum Salary
AED 8,000
Najm - Platinum Plus Cashback Credit Card
Minimum Salary
AED 7,000