Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Emirates Islamic - Flex Elite Credit Card Emirates Islamic - Flex Elite Credit Card Minimum Salary: AED 15,000 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: AED 700 Rate: 3.49%
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Instant Rewards. Lifetime Memories.

Key Benefits

EI SmartMiles

Up to 3.75 EI SmartMiles per AED 1 spend.

Airport Lounge Access

Complimentary unlimited access at 1000 lounges worldwide for Cardholder and 1 guest.

Valet Parking

2 complimentary valet parking service per month.

Complimentary Golf

Unlimited rounds of complimentary golf any day of the week.

About EI SmartMiles

EI SmartMiles rewards programme has been exclusively designed to offer customers travel, shopping and lifestyle benefits. What's more, you can redeem them without any blackout dates. Enjoy the flexibility to redeem your EI SmartMiles for flights, hotels and retail transactions instantly anywhere in the world.

What can you do with your EI SmartMiles?

  • Travel
  • Miles Exchange
  • Instant Purchase
  • Online Market Place

  • Enjoy unlimited complimentary access to over 1000 airport lounges with a guest.
  • Complimentary Valet Parking
  • Multi Trip Travel Insurance
  • Unlimited Complimentary Golf Any Day of the Week
  • Complimentary Reel Cinemas Movie Tickets
  • Global Concierge
  • Enjoy 15% off on Emaar Entertainment Attractions
  • Easy Payment Plans
  • Complimentary Access to Dubai Ladies Club & Sharjah Ladies Club
The American Express - The Platinum Card
Minimum Salary
AED 30,700
The American Express - Gold Credit Card
Minimum Salary
AED 15,000
Najm - ONE Cashback Credit Card
Minimum Salary
AED 8,000
Najm - Platinum Plus Cashback Credit Card
Minimum Salary
AED 7,000