Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Emirates Islamic - Flex Elite Credit Card Emirates Islamic - Flex Elite Credit Card Minimum Salary: AED 15,000 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: AED 735 Rate: 3.49%
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Instant Rewards. Lifetime Memories.

Key Benefits

EI SmartMiles

Up to 3.75 EI SmartMiles per AED 1 spend.

Airport Lounge Access

Complimentary unlimited access at 1000 lounges worldwide for Cardholder and 1 guest.

Valet Parking
2 complimentary valet parking service per month.

Complimentary Golf
Unlimited rounds of complimentary golf any day of the week.

Choices to Redeem EI SmartMiles

We bring you exciting, easy and instant ways to redeem your EI SmartMiles:

  • With Instant purchase feature against any purchase across the globe
  • Exchange for Skywards Miles, Etihad Miles, U By Emaar points, Inter Miles or Smiles points
  • At over 300 airlines and more than 180,000 hotels worldwide
  • For latest electronics or gift vouchers at our online marketplace
More Benefits For You
That's not all, there's always more to benefit from a Flex Elite Credit Card:
  • Get up to 3.75% back per AED 1 spend (in form of EI SmartMiles)
  • EI SmartMiles on all spends
  • Unlimited complimentary golf
  • Complimentary valet parking
  • Unlimited complimentary airport lounge access worldwide +1 guest
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual profit rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual profit rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different profit rates and fee structures.
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