Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Emirates Islamic - Skywards Black Credit Card Emirates Islamic - Skywards Black Credit Card Minimum Salary: AED 35,000 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: AED 4,200 Rate: 3.25%
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Get up to 100,000 bonus Skywards Miles with the Emirates Islamic - Skywards Signature Credit Card

Offer valid from 1 March till 31 May 2023. Click here for more details and campaign terms and conditions.

Earn Skywards Miles for every retail spend on your card.

Earn up to 3.5 Miles per USD 1 equivalent retail spends as per below table

 Spend Category Miles Earn Rates 
Spend at Emirates Airline  3.5 Skywards Miles
 International Spend* Up to 2 Skywards Miles 
 Domestic Spend* Up to 1.5 Skywards Miles 

For more details about Skywards Miles earning rates please click here.

Key Benefits

•Fast Track to Emirates Skywards Gold Tier Membership*
As an Emirates Islamic Skywards Black Credit Cardholder, you can fast track to Skywards Gold Tier status with a complimentary Emirates Skywards Silver Tier Membership for primary and one supplementary card holder

•25% discount on Skywards ‘Buy Miles’ and ‘Gift Miles’*
You need to log-in to your Emirates Skywards account and follow the Buy Miles process or the Gift Miles process.

•Complimentary Airport Transfers
Take advantage of up to 4 complimentary airport transfers per calendar year to or from Dubai airport.

•Lounge Access
Enjoy unlimited complimentary access to over 1000 airport lounges

•Valet Parking
Enjoy 1 complimentary valet parking services per month at select locations across the UAE.

•Meet & Greet Bronze Service
Enjoy up to 2 complimentary Marhaba Meet & Greet services per year

•Golf Rounds
Enjoy two rounds of complimentary golf per month at  select Golf clubs in UAE

•Access to Dubai Ladies Club
You can avail complimentary access to Dubai Ladies Club in the UAE and enjoy various benefit like Pool & beach access, gym, outdoor activities and more.

Other features

0% Easy Payment Plans

Convert your purchases made at and other participating partners into convenient monthly installments.

Balance Transfer Facility

Enjoy 0% profit rate on the outstanding balance of your credit cards from other banks for 6 months by simply transferring it to your Emirates Islamic Signature Credit Card 

Cash on call Facility

With your Emirates Islamic Signature Credit Card, you can avail Cash on Call facility of up to 80% of your available credit limit. 

** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual profit rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual profit rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different profit rates and fee structures.
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