Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Emirates Islamic - Skywards Black Credit Card Emirates Islamic - Skywards Black Credit Card Minimum Salary: AED 35,000 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: AED 4,200 Rate: 3.25%
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Get up to 100,000 bonus Skywards Miles with the Emirates Islamic - Skywards Signature Credit Card

Offer valid from 1 March till 31 May 2023. Click here for more details and campaign terms and conditions.

Earn Skywards Miles for every retail spend on your card.

Earn up to 3.5 Miles per USD 1 equivalent retail spends as per below table

 Spend Category Miles Earn Rates 
Spend at Emirates Airline3.5 Skywards Miles
 International Spend*Up to 2 Skywards Miles 
 Domestic Spend*Up to 1.5 Skywards Miles 

For more details about Skywards Miles earning rates please click here.

Key Benefits

  • Fast Track to Emirates Skywards Gold Tier Membership*
  • 25% discount on Skywards ‘Buy Miles’ and ‘Gift Miles’*
  • Complimentary Airport Transfers
  • Airport Lounge Access
  • Valet Parking
  • Meet & Greet Silver Service
  • Golf Rounds
  • Access to Dubai Ladies Club
  • 0% Easy Payment Plans
  • Balance Transfer Facility
  • Cash on call Facility

** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual profit rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual profit rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different profit rates and fee structures.
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