Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Emirates Islamic - Skywards Infinite Credit Card Emirates Islamic - Skywards Infinite Credit Card Minimum Salary: AED 25,000 Salary Transfer: No Islamic Finance: Yes Cashback: Yes Annual Fee: AED 2,000 Rate: 3.49%
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Key Benefits

Earn Skywards Miles

Up to 2 Skywards Miles per USD spent.

Skywards Silver Membership

Automatic upgrade to Emirates Skywards Silver membership.

Lounge Access

Unlimited complimentary access to over 1000+ airport lounges.

Complimentary Golf

Unlimited rounds of complimentary golf any day of the week.

Skywards Miles

Enjoy earning Skywards Miles for every retail spend on your card.

For every USD 1 retail spend you will enjoy earning Miles according to the below earning rates.

Spend CategoryMiles Earn Rates
Spend at Emirates/flydubai Airlines2 Miles
International Spend1.5 Miles
Domestic Spend*1 Mile

* ATM transactions, balance transfers and cash advance are not eligible for Miles earning.

* For more details about Skywards Miles earning rates please click here.


  • Complimentary Lounge Access
  • Purchase Protection
  • Complimentary Reel Cinemas Movie Tickets
  • Extended Warranty
  • Complimentary Emirates Skywards Silver Membership
  • Enjoy 15% off on Emaar Entertainment Attractions
  • Complimentary Valet Parking
  • Global Assistance
  • Unlimited complimentary golf any day of the week
  • Cash Advance
  • Balance Transfer Facility
  • Global Concierge
  • Multi trip travel Insurance

The American Express - The Platinum Card
Minimum Salary
AED 30,700
The American Express - Gold Credit Card
Minimum Salary
AED 15,000
Najm - ONE Cashback Credit Card
Minimum Salary
AED 8,000
Najm - Platinum Plus Cashback Credit Card
Minimum Salary
AED 7,000