Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Emirates Islamic - Skywards Infinite Credit Card Emirates Islamic - Skywards Infinite Credit Card Minimum Salary: AED 25,000 Salary Transfer: No Islamic Finance: Yes Cashback: Yes Annual Fee: AED 2,000 Rate: 3.49%
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Key Benefits

Earn Skywards Miles

Up to 2 Skywards Miles per USD equivalent spent.

Skywards Silver Membership

Fast-Track update to Emirates Skywards Silver Tier Status.

Lounge Access 

Complimentary Golf and Lounges access.

Valet Parking

2 complimentary valet parking service per month.

Skywards Miles

Enjoy earning Skywards Miles for every retail spend on your card.

For every USD 1 retail spend you will enjoy earning Miles according to the below earning rates.

Spend CategoryMiles Earn Rates
Spend at Emirates/flydubai Airlines2 Miles
International Spend1.5 Miles
Domestic Spend*1 Mile

* ATM transactions, balance transfers and cash advance are not eligible for Miles earning.

* For more details about Skywards Miles earning rates please click here.

Features

  • Complimentary Lounge Access
  • Purchase Protection
  • Complimentary Reel Cinemas Movie Tickets
  • Extended Warranty
  • Complimentary Emirates Skywards Silver Membership
  • Enjoy 15% off on Emaar Entertainment Attractions
  • Complimentary Valet Parking
  • Global Assistance
  • Unlimited complimentary golf any day of the week
  • Cash Advance
  • Balance Transfer Facility
  • Global Concierge
  • Multi trip travel Insurance


** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual profit rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual profit rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different profit rates and fee structures.
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Najm - ONE Cashback Credit Card
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