Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Emirates Islamic - Skywards Signature Credit Card Emirates Islamic - Skywards Signature Credit Card Minimum Salary: AED 12,000 Salary Transfer: No Islamic Finance: Yes Cashback: Yes Annual Fee: AED 700 Rate: 3.49%
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Key Benefits

Earn Skywards Miles

Up to 1.5 Skywards Miles per USD spent.

Lounge Access

Unlimited complimentary access to over 1000+ airport lounges.

Valet Parking

1 complimentary valet parking service per month.

Complimentary Golf

Two rounds of complimentary golf any day of the week.

Skywards Miles

Enjoy earning Miles for every retail spend on your card.
For every USD 1 retail spend you will enjoy earning Miles according to the below earning rates.
Spend CategoryMiles Earn Rates
Domestic Spend*0.75 Mile
International Spend1.1 Mile
Spend at Emirates/flydubai Airlines1.5 Mile

* ATM transactions, balance transfers and cash advance are not eligible for Miles earning.

* For more details about Skywards Miles earning rates please click here.

Additional Features

  • Complimentary Lounge Access
  • Complimentary Reel Cinemas Movie Tickets
  • Enjoy 15% off on Emaar Entertainment Attractions
  • Complimentary Valet Parking
  • Complimentary golf any day of the week
  • Multi trip travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Luxury Hotel Collection
  • Medical and Legal Referral

Card Benefits

  • Easy payment plans
  • Balance transfer facility
  • Cash on call facility
  • Supplementary Cards
  • Payment options
  • 24-hour customer service facility


Additional Information

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Najm - ONE Cashback Credit Card
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Najm - Platinum Plus Cashback Credit Card
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Rate
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