|Minimum Salary||Salary Transfer||Islamic Finance||Cashback||Annual Fee||Rate|
|Emirates Islamic - Skywards Signature Credit Card||Minimum Salary: AED 12,000||Salary Transfer: No||Islamic Finance: Yes||Cashback: Yes||Annual Fee: AED 735||Rate: 3.49%|
|Spend Category||Miles Earn Rates|
|Spend at Emirates/flydubai Airlines||1.5 Skywards Miles|
|International Spend*||1.1 Skywards Miles|
|Domestic Spend*||0.75 Skywards Miles|
- Earn skyward miles up to 1.5 per USD spent
- Airport Lounge Access over +1000
- 1 Valet Parking
- 2 Golf Rounds
- 0% Easy Payment Plans
- Balance Transfer Facility
- Cash on call Facility up to 80%
- 24-hour customer service facility
- supplementary cards
- payment options
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual profit rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual profit rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different profit rates and fee structures.