| Minimum Salary | Salary Transfer | Islamic Finance | Cashback | Annual Fee | Rate | |
|---|---|---|---|---|---|---|
Emirates NBD - Marriott Bonvoy World Mastercard
|
Minimum Salary: AED 25,000 | Salary Transfer: No | Islamic Finance: No | Cashback: No | Annual Fee: AED 1,575 | Rate: 3.25% |
Welcome to rich and rewarding experiences with Marriott Bonvoy
Your Marriott Bonvoy™ World Mastercard® offers unparalleled rewards, with points for all your daily purchases on the Card.
Earning Points
With your Marriott Bonvoy World Mastercard, you can earn points for your retail spending, based on purchase categories. You will earn 6 points per US$1 of retail spend at participating Hotels and resorts participating in Marriott Bonvoy.
| CATEGORY | POINTS ACCRUAL RATE |
|---|---|
| General domestic shopping (e.g., apparel, etc.)1 | 3 points per US$1 |
| International spend2 | 3 points per US$1 |
| Spend at hotels participating in Marriott Bonvoy3 | 6 points per US$1 |
Express Points Programme
Your Marriott Bonvoy World Mastercard allows you to earn up to 50% more points every month for all your retail purchases on the Card (subject to a maximum of 12,000 Express Points per month). You can enrol with the Express Points* programme by paying a nominal monthly fee of AED300. Cardmembers enrolled in Express Points will not be charged the annual fee.
For example, if you earn a total of 8,000 points for your domestic and international spending in a given month, then you would earn Express Points as shown below:
Regular points: 8,000
Express points: 4,000
Total points earned for the month: 12,000
If you have not yet opted in for this feature, you can do so now or at any time by ringing +971 600 54 0000
*Express Points: Cardmembers enrolled in the Express Points programme are eligible to earn Express Points. The programme is subject to a maximum of 12,000 additional points per statement. A nominal monthly fee of AED 300 is charged for the Express Points programme. The Card’s listed annual fee of AED 1,500 is waived from the second year onwards for Cardmembers enrolled in the Express Points programme. An annual fee is charged to the Card statement in case of de-enrolment from the Express Points programme. Bonus points earned for spending at Marriott Bonvoy properties are excluded from Express Points calculations.
1 Domestic spend: In a given statement cycle, points can be earned for all eligible spend and calculated based on category of spend. Earn 3 points per US$1 of retail spend (base points). Retail spend made under the categories ‘Grocery and Supermarkets’, ‘Insurance’, ‘Car Dealership Related’ and ‘Quick Service Restaurants’ (i.e., fast-food restaurants) as defined by Mastercard will earn 0.75 points per US$1 spend. Retail spend made under the categories ‘Real estate’, ‘Education’, ‘Petroleum’, ‘Government Services’ and ‘Bill Payments’ (including Utility and Telecommunication) as defined by Mastercard will earn 0.30 points per US$1 spend.
2 International spend is/are transactions made internationally in Foreign/ non-AED Currency. Transactions made internationally under the categories ‘Grocery and Supermarkets’, ‘Insurance’, ‘Car Dealership Related’, ‘Quick Service Restaurant’, ‘Real Estate’, ‘Education’, ‘Petroleum’, ‘Government Services’ and ‘Utility Payments’ (including Utility and Telecommunication) will earn points as per normal international retail spend. Effective 1 November 2019, retail spend made on merchants located in European Union will earn 50% of the international spend points.
