Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Emirates NBD - Platinum Credit Card Emirates NBD - Platinum Credit Card Minimum Salary: AED 12,000 Salary Transfer: No Islamic Finance: No Cashback: Yes Annual Fee: AED 700 Rate: 3.25%
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The Card that lives up to your lifestyle

The credit card reserved for those who deserve a world of privileges and special perks, as well as a range of unprecedented offers carefully selected to suit your lifestyle.
Rewards
Earn up to 1.5 Plus Points for every AED 100 spend
Airport Lounge Access
Complimentary access to over 10 VIP lounges
Golf Privileges
Tee off at the best courses worldwide
Bon Appétit
Up to 30% at over 2000 restaurants across UAE

Plus Points
Get rewarded for all your retail spends
  • Earn Plus Points for every spend and redeem them instantly at your favorite stores. You can also convert your Plus Points to Frequent Flyer Miles or Cash back.
  • Earn up to 1.5 Plus Points for every AED 100 spend
  • Earn 0.4% Plus Points in supermarkets and groceries spends
  • Earn 0.4% Plus Points in Insurance and Car Dealership spends
  • Earn 0.2% Plus Points in Fuel and Utility Payments
  • Earn 0.2% Plus Points in Real Estate and Education spends
Features
  • Airport Lounge Access
  • Golf Privileges
  • New Credit Shield Pro
  • Mastercard benefits
  • Contactless Payments
  • Easy Installment Plans
  • Financial Benefits
  • Security & Insurance Benefits
  • Discounts and offers in 3,100 locations and counting
Additional Information
Required Documents
Find out the Required Documents for Credit Cards
Original Emirates ID and copy along with Passport Copy for Identification
Latest Salary Certificate for Salaried Individual
Trade License for Non-Individual
Latest 3 Months Bank Statements (Mini ATM statement incase Bank Statements were not original)
Security Cheque

Please Note:

This document checklist contains the list of all the essential documents required to process your request.
If any of the required documents as per the checklist are missing, the process of the application may be delayed.
Additional documents may be required at the Bank's sole discretion.
Please ensure all documents are in order as per the checklist before visiting the branch, for quick processing and faster turnaround times.
Representative Example

The American Express - The Platinum Card
Minimum Salary
AED 30,700
Rate
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The American Express - Gold Credit Card
Minimum Salary
AED 15,000
Rate
3.25%
Najm - ONE Cashback Credit Card
Minimum Salary
AED 8,000
Rate
3.25%
Najm - Platinum Plus Cashback Credit Card
Minimum Salary
AED 7,000
Rate
3.25%