Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Emirates NBD - Titanium Credit Card Emirates NBD - Titanium Credit Card Minimum Salary: AED 5,000 Salary Transfer: No Islamic Finance: No Cashback: Yes Annual Fee: AED 0 Rate: 3.25%
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Your lifestyle. Your privileges. Your Card.

Take advantage of a host of lifestyle features and benefits
Rewards
Earn up to 1 Plus Points for every AED 100 spend
Airport Lounge Access
Complimentary access to over 10 VIP lounges
Golf Privileges
Tee off at the best courses worldwide
Buy1 Get1 offers
Enjoy hundreds of the best brands and outlets throughout
Middle East & Africa

Plus Points
Get rewarded for all your retail spends
  • Earn Plus Points for every spend and redeem them instantly at your favorite stores. You can also convert your Plus Points to Frequent Flyer Miles or Cash back.
  • Earn up to 1 Plus Points for every AED 100 spend
  • Earn 0.4% Plus Points in supermarkets and groceries spends
  • Earn 0.4% Plus Points in Insurance and Car Dealership spends
  • Earn 0.2% Plus Points in Fuel and Utility Payments
  • Earn 0.2% Plus Points in Real Estate and Education spends
Features
  • Airport Lounge Access
  • Golf Privileges
  • New Credit Shield Pro
  • Contactless Payments
  • Easy Installment Plans
  • Mastercard benefits
  • Financial Benefits
  • Security & Insurance Benefits
  • Discounts and offers in 3,100 locations and counting
Additional Information
Required Documents
Find out the Required Documents for Credit Cards
Original Emirates ID and copy along with Passport Copy for Identification
Latest Salary Certificate for Salaried Individual
Trade License for Non-Individual
Latest 3 Months Bank Statements (Mini ATM statement incase Bank Statements were not original)
Security Cheque

Please Note:

This document checklist contains the list of all the essential documents required to process your request.
If any of the required documents as per the checklist are missing, the process of the application may be delayed.
Additional documents may be required at the Bank's sole discretion.
Please ensure all documents are in order as per the checklist before visiting the branch, for quick processing and faster turnaround times.
Representative Example

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The American Express - Gold Credit Card
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AED 15,000
Rate
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Najm - ONE Cashback Credit Card
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Rate
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Najm - Platinum Plus Cashback Credit Card
Minimum Salary
AED 7,000
Rate
3.25%