Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Emirates NBD - U By Emaar Visa Family Card Emirates NBD - U By Emaar Visa Family Card Minimum Salary: AED 5,000 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: AED 0 Rate: 3.25%
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Distinctively Rewarding

One that rewards you with enriching experiences everyday
Earn 1% back as Upoints for all your spends and 5 times more Upoints for all Emaar spends
Movie Tickets
Get an Exclusive Buy-One-Get-One free at Reel Cinemas
Enjoy 5% back when you shop at Emaar Malls
Enjoy 5% back when you dine at Emaar Hospitality group

  • Get rewarded for
  • Shopping at your favourite malls, hotels & more
  • Earn Upoints for every spend and redeem them instantly  at over 1500+ stores across your favorite brands.
  • Earn 1% back as Upoints for all your spends
  • Enjoy 5 times more when you spend in Emaar
  • Earn 25% of the Base Upoints when you spend in Grocery and Supermarkets
  • Earn 10% of the Base Upoints when you spend in Petroleum and Government Services
  • Earn 10% of the Base Upoints when you spend in Telecommunication Payment

  • Get 5% back on all your shopping & dining spends and redeem them instantly at over 1500+ stores
  • Enjoy 5% back when you stay at Emaar Hotels
  • Enjoy 5% back when you dine at restaurants
  • Enjoy up to 30% off on entertainment
  • Buy one get one free on movie experiences
  • Introducing the new Credit Shield Pro, our enhanced insurance product that brings you even more benefits and extended coverage.
  • Contactless Payments
  • Easy Installment Plans
  • Financial Benefits
  • Security Benefits
  • Insurance Benefits
  • Discounts and offers in 3,100 locations and counting
Additional Information
Required Documents
Find out the Required Documents for Credit Cards
  • Credit Card Application
Original Emirates ID and copy along with Passport Copy for Identification
Latest Salary Certificate for Salaried Individual
Trade License for Non-Individual
Latest 3 Months Bank Statements (Mini ATM statement incase Bank Statements were not original)
Security Cheque

Please Note:

  • This document checklist contains the list of all the essential documents required to process your request.
  • If any of the required documents as per the checklist are missing, the process of the application may be delayed.
  • Additional documents may be required at the Bank's sole discretion.
  • Please ensure all documents are in order as per the checklist before visiting the branch, for quick processing and faster turnaround times.

The American Express - The Platinum Card
Minimum Salary
AED 30,700
The American Express - Gold Credit Card
Minimum Salary
AED 15,000
Najm - ONE Cashback Credit Card
Minimum Salary
AED 8,000
Najm - Platinum Plus Cashback Credit Card
Minimum Salary
AED 7,000