Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Emirates NBD - Visa Flexi Credit Card Emirates NBD - Visa Flexi Credit Card Minimum Salary: AED 15,000 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: AED 735 Rate: 3.25%
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Make your credit card as unique as you!

Introducing the Visa Flexi Credit Card – this first-of-its-kind card allows you to choose the benefits that matter the most to you

Plus Points
1.5% rewards on all retail spends

VOX Cinemas
Exclusive discounts on 4DX & Theatre by Rhodes

Bon Appétit
Up to 30% at over 2,000 resturants across UAE

Key benefits and highlights

Plus Points
  • 1.5 Points for every AED 100 spend
  • 0.4% Points for supermarkets, groceries, insurance and car dealership spends
  • 0.2% Points for fuel, utility bill payments, real estate and education spends
Interest rate of 3.25% per month; minimum payment: 5% of the outstanding, or AED 100, whichever is higher
Interest-free period up to 55 days on retail purchases and fees and charges
Features
  • Earn rewards, miles & cashback
  • 0% Installment Plans
  • Dining Discount
  • Flexible benefits & loyalty partner discount
  • Airport Lounge Access
  • Movie discounts
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Najm - ONE Cashback Credit Card
Minimum Salary
AED 8,000
Rate
3.25%
Najm - Platinum Plus Cashback Credit Card
Minimum Salary
AED 7,000
Rate
3.25%
Najm - Platinum Cashback Credit Card
Minimum Salary
AED 7,000
Rate
3.25%
HSBC - Cashback Credit Card
Minimum Salary
AED 10,000
Rate
3.45%