| Minimum Salary | Salary Transfer | Islamic Finance | Cashback | Annual Fee | Rate | |
|---|---|---|---|---|---|---|
ADIB - Etihad Guest Classic Card
|
Minimum Salary: AED 5,000 | Salary Transfer: No | Islamic Finance: Yes | Cashback: No | Annual Fee: AED 500 | Rate: 3.09% |
Earn a welcome bonus of 10,000 Etihad Guest Miles – one of the highest rewarding travel cards in the region!Earn up to 1 Etihad Guest Miles for every AED 4 spent.
Features
- Pay your Etihad Covered Card Annual fees using Etihad Guest Miles
- Welcome bonus of 10,000 Etihad Guest Miles
- Redeem your Etihad Guest Miles for Travel Bookings
- Free Roadside Assistance
- Ways To Pay
- Advanced Chip & Pin Technology
- earn 1 Etihad Guest Mile and 1 Tier Mile for every AED 3 you spend across Etihad Guest “miles on the go”
Additional Information
- Original and copy of valid passport
- Original and copy of valid Emirates ID
- Bank account statement (last 3 months)
- Salary certificate from current employer (not more than 30 days old)
Representative Example
If you spend AED 1,200 at a purchase interest rate of 18.9% (variable) your representative APR will be 18.9% (variable).
** Calculator Definitions
Amount:
The total amount of money borrowed, also referred to as the principal amount.
Rate (%):
This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years:
This is the original term or length of the product, stated in years.
Effective Monthly Payment:
This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%):
The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
