| Minimum Salary | Salary Transfer | Islamic Finance | Cashback | Annual Fee | Rate | |
|---|---|---|---|---|---|---|
ADIB - Etihad Guest Classic Card
|
Minimum Salary: AED 5,000 | Salary Transfer: No | Islamic Finance: Yes | Cashback: No | Annual Fee: AED 500 | Rate: 3.09% |
Features
- High earning rewards program
- Preferred rates from ADIB travel desk
- Roadside Assistance
- Four free Supplementary Cards
- Instant SMS updates
Additional Information
- Additional Bonus miles (subject to activation & min. spend) - 5,000 Miles
- Total Bonus Miles =Joining + Additional Bonus Miles - 15,000 Miles
- The foreign currency rate applicable on overseas transactions is {3%}
- For non salary transfer customers, the minimum salary requirement is AED 10,000. This is subject to the bank's approval.
Representative Example
If you spend AED 1,200 at a purchase interest rate of 18.9% (variable) your representative APR will be 18.9% (variable).
** Calculator Definitions
Amount:
The total amount of money borrowed, also referred to as the principal amount.
Rate (%):
This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years:
This is the original term or length of the product, stated in years.
Effective Monthly Payment:
This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%):
The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
