Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
FAB - Cashback Credit Card FAB - Cashback Credit Card Minimum Salary: AED 5,000 Salary Transfer: No Islamic Finance: No Cashback: Yes Annual Fee: AED 315 Rate: 3.5%
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A credit card with 5% cashback on fuel, utilities and groceries.

Exclusive Benefits
5% cashback on supermarket (including online), fuel and utilities
The best cashback rates on everyday spending with no limits on how much you can earn
  • AED 300 cashback welcome bonus
Make one retail transaction in the first 30 days of card issuance and you’ll receive AED 300 as bonus cashback.
  • Cashback Benefits
Get the best cashback rate on your everyday spending with 5% cashback at the supermarket (including online), petrol station and on utility bills. Your cashback will be calculated monthly and rewarded by the statement date on request.

Cashback by shopping type in the UAE:

  • Supermarket spends – 5% cashback – 12.5 FAB Rewards / AED 1 Spending
  • Utility payments – 5% cashback – 12.5 FAB Rewards / AED 1 Spending
  • Fuel – 5% cashback – 12.5 FAB Rewards / AED 1 Spending
  • All other spending including online shopping – 1% cashback – 2.5 FAB Rewards / AED 1 Spending

Cashback on non-AED spending:
All non-AED spends – 2% cashback – 5 FAB Rewards / AED 1 Spending

Cashback Redemption

To redeem your cashback, call FAB call centre on 600 52 5500 and place your request.

    From 1 April 2022, 5% cashback on supermarket, fuel and utility spending will be capped at AED 150 per month. 0.25% cashback will be offered on selected merchants.
Lifestyle Benefits
Discover an exclusive range of privileges to enjoy life’s luxuries

Movie tickets from just AED 15
FAB Cashback credit cardholders can get two movie tickets a month at AED 15 each during weekdays and AED 20 each during weekends at Reel Cinemas, Cine Royal and Oscar Cinema. In addition, get up to 20% off on food and drinks. Spend AED 3000 in a calendar month to enjoy this benefit.

Shop smart
Get up to 10% Cashback all year round at leading global online stores using your FAB Credit Card. Visit to register and save every time you buy from your favourite online brands through Shop Smart.

Uber chauffeur service*
Get 20% off when you book a ride with Uber. Choose your preferred car type for immediate pick up or schedule for later. 

Buy 1 get 1 free offers*
Download the Mastercard Buy 1 Get 1 App to browse the best offers with 900+ offers across 90+ destinations and 600+ merchants.

Mastercard offers
Plus enjoy many more offers available to FAB Cashback credit cardholders. 

Travel Benefits
Experience a better way to travel
Discover a range of travel benefits with your Cashback card

Airport Lounge Access*
Receive free, unlimited access to over 10 airport lounges in UAE, KSA, Jordan, Kuwait and Egypt.

Book with Avis and receive exclusive offers*
Whether you are travelling with your family or on a business trip, enjoy exclusive benefits with Avis.

Luxury serviced apartments and hotel offers*
Now when you travel for extended periods, you can feel at home with discounts of up to 15% on your stay at luxury serviced apartments.

Protection Benefits
Protection for you and your family
Your FAB Cashback card comes with additional protection features

Credit Shield Plus
If something happens and you can’t meet your credit card payments, your outstanding balance will be paid off with Credit Shield Plus.

Wallet Shield

Wallet Shield covers fraudulent transactions on your lost or stolen credit cards, stolen cash and stolen identification papers or keys.

Interest Rate
  • 3.50% interest rate per month for salary transfer customers
  • 3.75% interest rate per month for non salary transfer customers

  • AED 300 cashback welcome bonus
  • Cashback Benefits
  • Movie tickets from just AED 15
  • Shop smart
  • Careem chauffeur service*
  • Buy 1 get 1 free offers*
  • Mastercard offers
  • Airport Lounge Access*
  • Book with Avis and receive exclusive offers*
  • Luxury serviced apartments and hotel offers*
  • Credit Shield Plus
  • Wallet Shield
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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