| Minimum Salary | Salary Transfer | Islamic Finance | Cashback | Annual Fee | Rate | |
|---|---|---|---|---|---|---|
FAB - Gold Credit Card
|
Minimum Salary: AED 5,000 | Salary Transfer: No | Islamic Finance: No | Cashback: Yes | Annual Fee: AED 0 | Rate: 3.25% |
Free for life
- Earn up to 1.25 Rewards Stars for every AED 1 spent
- International medical and travel assistance
- Complimentary Money Transfer service
The below features and benefits are effective 1st September 2019
Lifestyle Benefits
Bring some luxury into your life
Get the spending power you need for the lifestyle you want
- High credit limits
- Up to 25 days interest free
- With the FAB Money Transfer facility, you can now transfer your money to India, Pakistan, Bangladesh, Sri Lanka, Egypt or Philippines without any transfer fee or processing fee.
- Get up to 10% Cashback all year round at leading global online stores using your FAB Credit Card.
- Enjoy special offers and discounts at selected premium retailers, restaurants and lifestyle venues in the UAE
Enjoy a better way to travel
Your Gold Card is accepted worldwide, so no more worries about carrying cash abroad
- Receive a text message every time your card is used, even outside the UAE, so you’re always in control of your spending
Sprinkle some Star-dust into your lifestyle
Earn Reward Stars on all your purchases
- Earn 1.25 Stars for every AED 1 spent on international purchases and 0.5 Stars for every AED 1 spent on domestic purchases
- Redeem your Stars for Etihad Guest Miles, Skywards Miles from Emirates, or to book tickets on any airline through our Stars Travel Portal.
- Collect your Stars on your Stars Card - accepted as payment wherever you see the Visa sign
Protection for you and your family
Your Gold Card comes with a range of additional protection features
- Get peace of mind that if something happens so you can’t meet your credit card payments, your outstanding balance is paid off, with Credit Shield Plus.
- Ensure your trip is memorable for the right reasons, with complimentary international medical and travel assistance with your Visa Gold Card.*
Features
- High credit limits
- Up to 25 days interest free
- With the FAB Money Transfer facility, you can now transfer your money to India, Pakistan, Bangladesh, Sri Lanka, Egypt or Philippines without any transfer fee or processing fee.
- Get up to 10% Cashback all year round at leading global online stores using your FAB Credit Card.
- Enjoy special offers and discounts at selected premium retailers, restaurants and lifestyle venues in the UAE
Additional Information
** Calculator Definitions
Amount:
The total amount of money borrowed, also referred to as the principal amount.
Rate (%):
This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years:
This is the original term or length of the product, stated in years.
Effective Monthly Payment:
This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%):
The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
