Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
FAB - Gold Credit Card FAB - Gold Credit Card Minimum Salary: AED 5,000 Salary Transfer: No Islamic Finance: No Cashback: Yes Annual Fee: AED 500 Rate: 3.25%
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Free for life

  • Earn up to 1.25 Rewards Stars for every AED 1 spent
  • International medical and travel assistance
  • Complimentary Money Transfer service

The below features and benefits are effective 1st September 2019


Lifestyle Benefits

Bring some luxury into your life
Get the spending power you need for the lifestyle you want
  • High credit limits
  • Up to 25 days interest free
  • With the FAB Money Transfer facility, you can now transfer your money to India, Pakistan, Bangladesh, Sri Lanka, Egypt or Philippines without any transfer fee or processing fee.
  • Get up to 10% Cashback all year round at leading global online stores using your FAB Credit Card. 
  • Enjoy special offers and discounts at selected premium retailers, restaurants and lifestyle venues in the UAE
Travel Benefits

Enjoy a better way to travel
Your Gold Card is accepted worldwide, so no more worries about carrying cash abroad
  • Receive a text message every time your card is used, even outside the UAE, so you’re always in control of your spending
Rewards And Offers

Sprinkle some Star-dust into your lifestyle
Earn Reward Stars on all your purchases
  • Earn 1.25 Stars for every AED 1 spent on international purchases and 0.5 Stars for every AED 1 spent on domestic purchases
  • Redeem your Stars for Etihad Guest Miles, Skywards Miles from Emirates, or to book tickets on any airline through our Stars Travel Portal.
  • Collect your Stars on your Stars Card - accepted as payment wherever you see the Visa sign
Protection Benefits

Protection for you and your family
Your Gold Card comes with a range of additional protection features
  • Get peace of mind that if something happens so you can’t meet your credit card payments, your outstanding balance is paid off, with Credit Shield Plus.
  • Ensure your trip is memorable for the right reasons, with complimentary international medical and travel assistance with your Visa Gold Card.*
*Service offered and supported by VISA. Terms and conditions of the offer(s) may change without prior notice. www.visamiddleeast.com
Features
  • High credit limits
  • Up to 25 days interest free
  • With the FAB Money Transfer facility, you can now transfer your money to India, Pakistan, Bangladesh, Sri Lanka, Egypt or Philippines without any transfer fee or processing fee.
  • Get up to 10% Cashback all year round at leading global online stores using your FAB Credit Card.
  • Enjoy special offers and discounts at selected premium retailers, restaurants and lifestyle venues in the UAE
Additional Information

Najm - ONE Cashback Credit Card
Minimum Salary
AED 8,000
Rate
3.25%
Najm - Platinum Plus Cashback Credit Card
Minimum Salary
AED 7,000
Rate
3.25%
Najm - Platinum Cashback Credit Card
Minimum Salary
AED 7,000
Rate
3.25%
CBD - Super Saver Card
Minimum Salary
AED 12,000
Rate
3.29%