Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
FAB - Standard Credit Card FAB - Standard Credit Card Minimum Salary: AED 5,000 Salary Transfer: Yes Islamic Finance: No Cashback: Yes Annual Fee: AED 0 Rate: 3.75%
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LIFESTYLE BENEFITS

Bring some luxury into your life

  • Get the spending power you need for the lifestyle you want

  • HIGH CREDIT LIMITS
  • UP TO 25 DAYS INTEREST FREE
  • SHOP SMART
  • Get up to 10% cashback all year round at leading global online stores using your FAB Credit Card and SHOP SMART through the FAB Mobile app.

FAB REWARDS

Rewarding in every way

The all-new Rewards on the FAB Mobile app

  • Earn up to 2.5 FAB Rewards for every AED 1 you spend
  • Enjoy instant redemption at your fingertips and easily choose from an extensive selection of Rewards such as shopping, cashback, paying your utility bills, dining out or booking your next holiday

PROTECTION BENEFITS

Protection for you and your family

Your Standard Card comes with a range of additional protection features

STANDING INSTRUCTIONS

With Standing Instructions, you can conveniently make up to 20 payments including utility bills, schools & university fees and insurance premiums such as Etisalat, E-vision and more; paid on time, every time. You will never have to remember payment dates ever again.

CREDIT SHIELD

Get peace of mind that if something happens so you can’t meet your credit card payments, your outstanding balance is paid off.

WALLET SHIELD

A lost or stolen wallet is more than just inconvenience and monetary loss. It takes away your peace of mind and puts you completely off track. Wallet Shield covers fraudulent transactions on your lost or stolen credit cards, robbed or stolen cash as well as for theft of identification papers or keys. To apply, SMS WS to 2121.

    Additional Information

    ** Calculator Definitions
    Amount: The total amount of money borrowed, also referred to as the principal amount.
    Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
    Years: This is the original term or length of the product, stated in years.
    Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
    Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
    Najm - ONE Cashback Credit Card
    Minimum Salary
    AED 8,000
    Rate
    3.25%
    Najm - Platinum Plus Cashback Credit Card
    Minimum Salary
    AED 7,000
    Rate
    3.25%
    Najm - Platinum Cashback Credit Card
    Minimum Salary
    AED 7,000
    Rate
    3.25%
    HSBC - Cashback Credit Card
    Minimum Salary
    AED 10,000
    Rate
    3.45%