Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
FAB - Standard Credit Card FAB - Standard Credit Card Minimum Salary: AED 5,000 Salary Transfer: No Islamic Finance: No Cashback: Yes Annual Fee: AED 250 Rate: 3.25%
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Free for life

  • Earn up to 2 First Reward Points per AED 1
  • High Credit Limits
  • Free Money Transfer

The below features and benefits are effective 1st September 2019

Lifestyle Benefits

Bring some luxury into your life
Get the spending power you need for the lifestyle you want
  • High credit limits
  • Up to 25 days interest free
  • Money Transfer
With the FAB Money Transfer facility, you can now transfer your money to India, Pakistan, Bangladesh, Sri Lanka, Egypt or Philippines without any transfer fee or processing fee. 
  • Shop Smart
Get up to 10% Cashback all year round at leading global online stores using your FAB Credit Card. 

Rewards And Offers

Sprinkle some Star-dust into your lifestyle
Enjoy the ultimate flexibility in loyalty programs and switch between loyalty programs on the same card at no extra cost, all year round
  • First Rewards
First Rewards is a unique loyalty programme designed for FAB Credit Card members. Earn double First Reward Points every time you use your FAB Credit Card at any supermarket or departmental store in the UAE or on all purchases internationally. Choose from hundreds of rewards vouchers for jewellery, personal accessories, electronics and more at Abu Dhabi Mall, Khalidiya Mall, Cine Royal Cinemas, Lulu, Paris Gallery, Mc Donald's and other popular destinations.
  • First Cashback
First Cashback is a first of its kind Cashback loyalty program in the UAE that offers guaranteed cashback earnings up to 5%, with no minimum spend criteria. What's more? Cashback earned has no expiry. 

Protection Benefits

Protection for you and your family
Your Standard Card comes with a range of additional protection features
  • Standing Instructions
With Standing Instructions, you can conveniently make up to 20 payments including utility bills, schools & university fees and insurance premiums such as Etisalat, E-vision and more; paid on time, every time. You will never have to remember payment dates ever again.
  • Credit Shield
Get peace of mind that if something happens so you can’t meet your credit card payments, your outstanding balance is paid off.
  • Wallet Shield
A lost or stolen wallet is more than just inconvenience and monetary loss. It takes away your peace of mind and puts you completely off track. Wallet Shield covers fraudulent transactions on your lost or stolen credit cards, robbed or stolen cash as well as for theft of identification papers or keys.
  • Accident Care Plan
As a FAB Credit Cardholder, you are automatically enrolled in the personal accident insurance scheme worth AED 150,000 to cater to unforeseen eventualities like Death or Permanent Total Disability arising from an accident. In case of Permanent Total Disability, the benefit amount will be paid after six consecutive months of total disability recognised by a physician authorised by the insurance provider. First month of enrollment is free of charge.
Features
  • Free for life
  • Earn up to 2 First Reward Points per AED 1
  • High Credit Limits
  • Free Money Transfer
  • High credit limits
  • Up to 25 days interest free
  • Money Transfer
  • Wallet Shield
  • Credit Shield
  • Accident Care Plan
Additional Information

Najm - ONE Cashback Credit Card
Minimum Salary
AED 8,000
Rate
3.25%
Najm - Platinum Plus Cashback Credit Card
Minimum Salary
AED 7,000
Rate
3.25%
Najm - Platinum Cashback Credit Card
Minimum Salary
AED 7,000
Rate
3.25%
CBD - Super Saver Card
Minimum Salary
AED 12,000
Rate
3.29%