Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
FAB - World Elite Credit Card FAB - World Elite Credit Card Minimum Salary: AED 50,000 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: AED 0 Rate: 3.5%
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FAB World Elite Credit Card

  • 24/7 concierge service
  • Worldwide airport lounge access for you and a guest
  • Travel insurance coverage of up to USD 500,000
Lifestyle Benefits
Take your lifestyle global
Discover an exclusive range of privileges to enjoy life’s luxuries 

Valet Parking
A convenient solution for all those enjoy the basic luxuries in life! FAB World Elite Credit Cardholders can enjoy 4 valet parking services per month at select locations. 

Movie tickets from just AED 15
A great offering for all movie buffs! FAB World Elite Credit Cardholders can enjoy 8 movie tickets per month at AED 15 during weekdays and AED 20 during weekends with Reel Cinemas, Cine Royal and Oscar Cinema and at AED 20 during weekends at VOX Cinemas. 

24/7 concierge service*
Make the most of your trip with a 24-hour Concierge Service to help you with an array of travel-related tasks. 

Uber chauffeur service*
Get 20% off when you book a ride with Uber. Choose your preferred car type for immediate pick up or schedule for later.

Discount on shipping using MYUS*
Shop at over 100,000 U.S. retailers, including Apple, Amazon and Ralph Lauren and get fast, reliable, affordable international shipping with MyUS, #1 in the industry with over 10 million packages shipped since 1997.

 European shopping villages offers*
The Bicester Village Shopping Collection is defined by its luxury brands, charming open-air ‘village’ settings, a welcoming and superior service, a calendar of events and, not least, exceptional value for money. World-leading brands offer savings of up to 60%, and sometimes more, on the recommended retail price, in their own luxuriously appointed boutiques, all year round. 

Buy 1 get 1 free offers*
Download the Mastercard Buy 1 Get 1 App to browse the best offers with 900+ offers across 90+ destinations and 600+ merchants. 

Shop smart
Get up to 10% Cashback all year round at leading global online stores using your FAB Credit Card. Visit to register and save every time you buy from your favourite online brands using Shop Smart. 

Plus hundreds more top-class offers available to FAB World Elite Credit Cardholders. 

Travel Benefits
Experience a better way to travel
Sit back and relax with the highest levels of service and comfort 

Airport transfers
Reaching the airport on time has never been easier! FAB World Elite Credit Cardholders can enjoy 8 complimentary airport transfers per annum. 

Meet and Greet service
Get welcomed at the airport in style! FAB World Elite Credit Cardholders can enjoy 8 complimentary Meet and Greet services per annum.

Airport lounge access*
Travel in style with access to more than 850+ airport lounges worldwide for you and a guest. 

Luxury serviced apartment discounts*
Enjoy a quality stay that includes a 10% discount, complimentary daily house cleaning on stays over 7 nights, at 2,000 onefinestay properties across London, Paris, Milan, Florence, Rome, New York, Los Angeles, San Francisco and Sydney. 

Complimentary nights at participating Marriott Bonvoy™ hotels*
Get complimentary nights at over 200 participating Marriott Bonvoy hotels across the Middle East and Africa. 

Discovery black-level membership from global hotel alliance*
As a World Elite Mastercard cardholder, be instantly upgraded to DISCOVERY Black-level membership, a loyalty programme of Global Hotel Alliance. Revel in the comfort of DISCOVERY across more than 550 hotels, including Anantara, Corinthia, Kempinski, and Pan Pacific Hotels and Resorts. 

Luxury serviced apartments and hotel offers*
Enjoy the stunning views of the Indian Ocean from the Maldivian paradise or visit the Thailand resort, just one hour’s flight from Bangkok by private plane, that offers an unrivalled combination of luxury, environmentally friendly design and unforgettable, authentic Thai experiences. 

Hertz gold plus rewards® president's circle membership*
Renting a car is now hassle-free. With World Elite Mastercard, you are automatically eligible for Hertz Gold Plus Rewards® President's Circle, which is otherwise obtainable through 20 qualifying Hertz Gold Plus Rewards® rentals in a 12-month period. 

Mastercard® airport concierge*
Whether you're departing, arriving, or just connecting flights, Mastercard Airport Concierge gives you access to a personalised meet and greet service, facilitating your airport experience. Enjoy a special saving of 15% on this VIP service at over 470 airports, globally. 

Cleartip discount*
Going on a holiday or booking that business trip? Book your ticket on Cleartrip using your World Elite Mastercard and enjoy a 10% discount on any international roundtrip airfare. 

Book with AVIS and receive exclusive offers*
Whether you are traveling with your family or on a business trip, enjoy exclusive benefits with Avis. 

Protection Benefits
We’ve got you and your purchases covered
Buy with confidence using your FAB World Elite Credit Card thanks to our range of protection benefits 

Travel accident insurance*
You and your loved ones deserve peace of mind every time you travel. Rest assured that you will receive compensation for medical care or emergency help if you need it for up to USD 500,000.

Rental collision and loss damage waiver**
Sometimes accidents happen, whether or not they are your fault. With Rental Collision & Loss Damage Waiver, World Elite Mastercard® cardholders have insurance on rental vehicles for up to USD 50,000. 

Travel inconvenience insurance*
Whether your luggage goes amiss or flight delays interrupt your plans, World Elite Mastercard® can compensate you for up to USD 7,500. 

Travel insurance confirmation letter*
As a World Elite Mastercard® cardholder you can generate a letter online seamlessly and immediately for your Schengen or other visa requirements.
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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