Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
HSBC Black Credit Card HSBC Black Credit Card Minimum Salary: AED 50,000 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: AED 1,575 Rate: 3.24%
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Joining Offers

  • Apply for a HSBC credit card today and get 10 entries in our FIFA World Cup draw

Eligibility Requirements

You can apply for the Black Credit Card if you:
  •   Have a HSBC Premier Account or a minimum monthly salary of AED 50,000
  •   Are between 21 and 70 years old
  •   Live in the UAE

  • Air Miles is the loyalty program of HSBC UAE Credit Cards that rewards cardholders with Air Miles every time they use their credit card. As an HSBC Black Credit Cardholder you enjoy the highest earn rates compared to other HSBC cards.
  • Enjoy 150,000 sign-up Air Miles for the first year and 75,000 anniversary Air Miles from the second year onwards
  • Two free rounds of golf per month in select golf courses in Dubai, Abu Dhabi and Ras Al Khaimah.
  • Exclusive concierge service for luxury travel planning, access to the best in fine dining, and exclusive events for your entertainment.
  • Get up to 15% off airfares (excluding applicable taxes, charges and fees) when you book with your HSBC Black Credit Card from 1 January 2022 until 31 December 2022, for travel dates up to 30 December 2023.

T&Cs apply. Please visit our website for more details

Additional Information

** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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