Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
HSBC Max Rewards Credit Card HSBC Max Rewards Credit Card Minimum Salary: AED 10,000 Salary Transfer: Yes Islamic Finance: No Cashback: No Annual Fee: AED 630 Rate: 3.45%
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Earn Air Miles on your spending and enjoy great lifestyle benefits all year round.

Enjoy more of life with a credit card packed with rewards

Maximise your rewards across dining, entertainment, travel and more. Plus, double your Air Miles earnings when you increase your monthly spending.

  • Earn Air Miles on all your spends
  • Annual fee waiver
  • Balance transfers
  • Enjoy thousands of offers and access to top lifestyle and entertainment venues with the HSBC ENTERTAINER app.
  • Access premium venues like gyms, beach clubs and hotel pools with HSBC ENTERTAINER soleil when you spend over AED 6,000 a month.
  • 5% off HSBC ENTERTAINER soleil annual membership for your additional cardholders.
  • Enjoy Buy 1 Get 1 Free movie tickets every month, plus 20% off food and drink at cinemas across the UAE.
  • 12 complimentary visits for you and additional cardholders to over 1,000 lounges a year when you make at least 1 international purchase worth
  • USD 1 with your HSBC Visa card 15 days before you travel.
  • Save at over 200 airport restaurants worldwide with DragonPass Dine & Travel
  • Enjoy 2 free airport transfers a year from Careem up to AED 100 per ride, to or from a UAE domestic airport. Use code 'UAEVS'.
  • Enjoy up to 10% cashback when you book your next holiday on your credit card at
  • Home& Away offers
  • Multi-trip travel insurance
  • 24-hour concierge
  • Purchase protection
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Najm - ONE Cashback Credit Card
Minimum Salary
AED 8,000
Najm - Platinum Plus Cashback Credit Card
Minimum Salary
AED 7,000
Najm - Platinum Cashback Credit Card
Minimum Salary
AED 7,000
HSBC - Cashback Credit Card
Minimum Salary
AED 10,000