| Minimum Salary | Salary Transfer | Islamic Finance | Cashback | Annual Fee | Rate | |
|---|---|---|---|---|---|---|
Najm - Voyager Signature Credit Card
|
Minimum Salary: AED 16,000 | Salary Transfer: No | Islamic Finance: No | Cashback: No | Annual Fee: AED 524 | Rate: 3.25% |
Features
- Joining offer of up to 75,000 Voyager reward points
- Earn rewards points on ALL spends
- Airport lounge access for primary & secondary cardholders
- Earn 3 Voyager Rewards for every AED spent internationally
- Earn 2 Voyager Rewards for every AED spent locally
- Earn 1 Voyager Reward for every AED spent on utility bills, school fees, e-govt spends and fuel purchases
- Spend AED 15,000 on the Voyager Signature Card in the first 60 days and get up to 75,000 Voyager Rewards credit. (worth AED 750).
- Get 30,000 Voyager Rewards when you pay the annual fee on the due date.
- Get 15,000 Bonus Spend Rewards when you spend AED 15,000 within the first 60 days.
- Get balance 30,000 Regular Spend Rewards on transactions made during the billing cycle.
- Get 30,000 Voyager Rewards when you pay the annual fee on the due date.
- Get 15,000 Bonus Spend Rewards when you spend AED 15,000 within the first 60 days. Only retail purchases will qualify as eligible transactions.
- Get balance 30,000 Regular Spend Rewards on transactions made during the billing cycle.
- 50% off on dining, shopping, travel and entertainment experiences from over 450 partners.
- 12 complimentary visits across 1000+ airport lounges globally
- JA Resort Golf Course: 20% discount
- 24 Hour Personalised Concierge Service
- Travel Insurance Cover
- 2-for-1 ENTERTAINER offers with Visa Offers MENA Mobile App
- Fraudulent Card Misuse Protection
- Purchase Protection
- Extended Warranty
- Dragon-Pass Dine & Fly Offers
- Access to over 200 airport restaurant offers globally.
- 12% off when you book promotion eligible properties on the Visa Agoda website
- Visa Luxury Hotel Collection Offers
- YQ Aiport Meet & Assist Services: Discount of up to 30% off retail rates at over 450 destinations globally
- 8% Off Bookings on Hotels.com
- 4 free months of Anghami Plus
Additional Information
Eligibility:You require a minimum salary of AED 12,000 per month to be eligible for this card.
** Calculator Definitions
Amount:
The total amount of money borrowed, also referred to as the principal amount.
Rate (%):
This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years:
This is the original term or length of the product, stated in years.
Effective Monthly Payment:
This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%):
The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
