| Minimum Salary | Salary Transfer | Islamic Finance | Cashback | Annual Fee | Rate | |
|---|---|---|---|---|---|---|
Simplylife - Family Credit Card
|
Minimum Salary: AED 5,000 | Salary Transfer: No | Islamic Finance: No | Cashback: No | Annual Fee: AED 0 | Rate: 3.25% |
The Simplylife Family Credit Card offers you and your family a range of exciting benefits and lifestyle privileges in order to cater to your everyday needs. The features of the card have been hand-picked to help you protect your family and spend quality time with your loved ones.
Features
- Insurance: Keep your family protected with our complimentary life insurance of up to AED 100,000. You also receive a critical illness cover of AED 50,000. (Only applicable on the Simplylife Family Premium Card with annual fees)
- Travel: We have partnered with Cleartrip to bring you exclusive discounts on travel and entertainment when you book using your Simplylife Family Credit Card. Enjoy up to 5% discount on flights, up to 10% discount on hotels and up to 15% discount on local entertainment.
- Movies: a. Simplylife Family Card: Simply buy 2 tickets at any cinema in the UAE for any show and earn cashback for the tickets (max monthly cashback for these tickets is AED 70/-). This is applicable on a minimum monthly spend of AED 1500/- and the cashback will be automatically credited. b. Simplylife Family Card Premium: Simply buy 6 tickets at any cinema in the UAE for any show and earn cashback for the tickets (max monthly cashback for these tickets is AED 210/-). This is applicable on a minimum monthly spend of AED 1500/- and the cashback will be automatically credited.
- Photo Card: Make your best memories live longer. Personalize your card with a photo of your choice.
- Fast Pay: You can now pay your Simplylife Credit Card bills free of charge at any of our branches and select ATMs across the UAE. You can also pay at Al Ansari Exchange, UAE Exchange, Lulu Exchange branches and ENOC/EPPCO fuel stations for a nominal fee.
- Balance Transfer: Transfer your outstanding balance from other bank's credit cards to your Simplylife Credit Card and save with amazingly low-interest rates.
- Personal Payment Plan: Split your everyday purchase transactions made on your Simplylife Credit Card at low-interest rates and pay in easy installments of 6, 9, 12, 18 or 24 months.
- Credit Card Loan: Need cash against your available credit limit? Simply call us and receive a cheque at your doorstep. Benefit from a low-interest rate and repay in easy installments over 6, 9, 12, 18 or 24 months
Additional Information
Documents Required- Application Form
- Passport copy (with residence visa for Expatriates and page 60 60 for UAE Nationals
- Copy of the Labor Card or a Government issued a photo ID card to be self-attested by the customer.
- Emirates ID card or a copy of EIDA application form.
- Current Salary certificate or latest pay slip.
- 3 months bank statement
Representative Example
If you spend AED 1,200 at a purchase interest rate of 18.9% (variable) your representative APR will be 18.9% (variable).
** Calculator Definitions
Amount:
The total amount of money borrowed, also referred to as the principal amount.
Rate (%):
This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years:
This is the original term or length of the product, stated in years.
Effective Monthly Payment:
This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%):
The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
