Earn and redeem Rewards Points every time you spend and shop
Tap Into Benefits Everyday
Enjoy 1 360° Rewards Point for every USD 1 spent locally or internationally
Redeem Rewards points in new ways benefits that speak to you
Access 1000+ airport lounges in over 300 with 8 free visits per year
Credit Card Features
- Points-to-miles Like No Other
- Have a Great Time at the Movies
- VIP Guest Status*
- Buyers Protection*
- 25% off for YQ’s Specialist Airport Assist Services*
- Visa Concierge Service*
- Careem Offers*
- Buy 1 Get 1 at Costa Coffee
- Purchase With Rewards
- Dine and Fly with DragonPass*
- Tap to Pay With Mobile Wallet Payments
- Medical and Travel Insurance*
- Control Your Card From the SC Mobile App and Online Banking
Additional Information
Eligibility & Documents
UAE Residents (Expats)
- Aged: 21 – 60 years
- Minimum Monthly Income AED 8,000
- Copy of Emirates ID / Passport and Visa copy
- Salary Transfer Letter or Bank Statement/Salary Certificate
- Refer to application form for details
- Aged: 21 – 60 years
- Minimum Monthly Income AED 8,000
- Copy of Emirates ID
- Salary Transfer Letter or Bank Statement/Salary Certificate
- Refer to application form for details
Key Charges
- Annual fee for new customers
- AED 525 (first year free)Annual Fee for Supplementary card(s)
- Free (AED 157.50 from 3rd card onwards)
- Finance charges
- Retail: 3.45% per month
- For more details on all other applicable fees and charges, Please click here. Fees and charges are subject to change. All fees and charges listed are inclusive of 5% Value Added Tax (VAT), where applicable.
** Calculator Definitions
Amount:
The total amount of money borrowed, also referred to as the principal amount.
Rate (%):
This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years:
This is the original term or length of the product, stated in years.
Effective Monthly Payment:
This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%):
The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.