| Minimum Salary | Salary Transfer | Islamic Finance | Cashback | Annual Fee | Rate | |
|---|---|---|---|---|---|---|
Standard Chartered Bank - Saadiq Credit Card
|
Minimum Salary: AED 8,000 | Salary Transfer: No | Islamic Finance: Yes | Cashback: No | Annual Fee: AED 315 | Rate: 3.45% |
Enjoy the benefits of this Shariah-compliant credit card that is designed keeping you in mind.
Saadiq Card Benefits
- Annual fees AED 0 for the first year
- Over-limit fees AED 0 if you go over your credit card limit
- Access 1000+ airport lounges in over 300 cities with 8 free visits per year
- Late payment fees AED 0 even if you forget to make a payment
Credit Card Features
- Buy 1 Get 1 at Costa Coffee
- Medical and Travel Coverage*
- Buyers Protection*
- Control Your Card From The SC Mobile App and Online Banking
- Approved by an Independent Shariah Supervisory Committee
- Dine and Fly With DragonPass*
- Zero Cash Advance Fees
- Visa Concierge Service*
- Tap to Pay With Mobile Wallet Payments
- A Shariah-compliant Card That is Globally Accepted
- 25% off for YQ’s Specialist Airport Assist Services*
- Careem Offers*
Additional Information
Eligibility & DocumentsUAE Residents (Expats)
- Age 21 to 60 years old
- Minimum Monthly Income AED 8,000
- Copy of Emirates ID / Passport and Visa copy
- Salary Transfer Letter or Bank Statement/Salary Certificate
- Refer to application form for details
- Age 21 to 60 years old
- Minimum Monthly Income AED 8,000
- Copy of Emirates ID
- Salary Transfer Letter or Bank Statement/Salary Certificate
- Refer to application form for details
- Annual fee for new customers
- AED 315 (first year free)**Annual Fee for Supplementary card(s)
- Free (AED 157.50 from 5th card onwards)Profit Rate- Retail
- 3.45% per month***Late Payment Fee
- AED 0Over Limit Fee
- AED 0Cash Advance Fee
- AED 0For more details on all other applicable fees and charges, please click here. Fees and charges are subject to change. All fees and charges listed are inclusive of 5% Value Added Tax (VAT), where applicable. **Primary credit card Annual Fee from the second year onwards will be waived if retail spends for the preceding 12 months exceeds AED 2000 or equivalent. ***You will be charged profit rate on the revolved amount.
