Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Standard Chartered Bank - Saadiq Credit Card Standard Chartered Bank - Saadiq Credit Card Minimum Salary: AED 8,000 Salary Transfer: No Islamic Finance: Yes Cashback: No Annual Fee: AED 315 Rate: 3.45%
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Enjoy the benefits of this Shariah-compliant credit card that is designed keeping you in mind.

Saadiq Card Benefits

  • Annual fees AED 0 for the first year
  • Over-limit fees AED 0 if you go over your credit card limit
  • Access 1000+ airport lounges in over 300 cities with 8 free visits per year
  • Late payment fees AED 0 even if you forget to make a payment

Credit Card Features

  • Buy 1 Get 1 at Costa Coffee
  • Medical and Travel Coverage*
  • Buyers Protection*
  • Control Your Card From The SC Mobile App and Online Banking
  • Approved by an Independent Shariah Supervisory Committee
  • Dine and Fly With DragonPass*
  • Zero Cash Advance Fees
  • Visa Concierge Service*
  • Tap to Pay With Mobile Wallet Payments
  • A Shariah-compliant Card That is Globally Accepted
  • 25% off for YQ’s Specialist Airport Assist Services*
  • Careem Offers*

Additional Information
Eligibility & Documents
UAE Residents (Expats)
  • Age 21 to 60 years old
  • Minimum Monthly Income AED 8,000
  • Copy of Emirates ID / Passport and Visa copy
  • Salary Transfer Letter or Bank Statement/Salary Certificate
  • Refer to application form for details
UAE Nationals
  • Age 21 to 60 years old
  • Minimum Monthly Income AED 8,000
  • Copy of Emirates ID
  • Salary Transfer Letter or Bank Statement/Salary Certificate
  • Refer to application form for details
Key Charges
  • Annual fee for new customers
  • AED 315 (first year free)**Annual Fee for Supplementary card(s)
  • Free (AED 157.50 from 5th card onwards)Profit Rate- Retail
  • 3.45% per month***Late Payment Fee
  • AED 0Over Limit Fee
  • AED 0Cash Advance Fee
  • AED 0For more details on all other applicable fees and charges, please click here. Fees and charges are subject to change. All fees and charges listed are inclusive of 5% Value Added Tax (VAT), where applicable. **Primary credit card Annual Fee from the second year onwards will be waived if retail spends for the preceding 12 months exceeds AED 2000 or equivalent. ***You will be charged profit rate on the revolved amount.
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