Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Standard Chartered Bank - Cashback Credit Card Standard Chartered Bank - Cashback Credit Card Minimum Salary: AED 8,000 Salary Transfer: No Islamic Finance: No Cashback: Yes Annual Fee: AED 525 Rate: 3.45%
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Enjoy up to 2% cashback* on all your spending.

Cashback Card Benefits
  • Enjoy 2% cashback on international spends or transactions made in foreign currency
  • Get 1% cashback on all domestic spending
  • Access 1000+ airport lounges in over 300 cities with 8 free visits per year

Credit Card Features

  • VIP Guest Status
  • Buy 1 Get 1 at Costa Coffee
  • 25% off for YQ’s Specialist Airport Assist Services*
  • Visa Concierge Service*
  • Control Your Card From the SC Mobile App and Online Banking
  • Tap to Pay With Mobile Wallet Payments
  • Dine and Fly With DragonPass*
  • Medical and Travel Insurance*
  • Buyers Protection*
  • Careem Offers*

Additional Information
Eligibility & Documents
UAE Residents (Expats)
  • Age 21 to 60 years old
  • Minimum Monthly Income AED 8,000
  • Copy of Emirates ID / Passport and Visa copy
  • Salary Transfer Letter or Bank Statement/Salary Certificate
  • Refer to application form for details
UAE Nationals
  • Age 21 to 60 years old
  • Minimum Monthly Income AED 8,000
  • Copy of Emirates ID
  • Salary Transfer Letter or Bank Statement/Salary Certificate
  • Refer to application form for details
Key Charges
  • Annual fee for new customers
  • AED 525 (first year free)Annual Fee supplementary card (s)
  • Free (AED 105 from 3rd card onwards)
  • Finance Charges
  • Retail: 3.45% per month
  • Please click here for more details on all other applicable fees and charges. Fees and charges are subject to change. All fees and charges listed are inclusive of 5% Value Added Tax (VAT), where applicable.
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
HSBC - Cashback Credit Card
Minimum Salary
AED 10,000
Rate
3.45%
The American Express - The Platinum Card
Minimum Salary
AED 30,700
Rate
0.00%
The American Express - Gold Credit Card
Minimum Salary
AED 15,000
Rate
3.25%
Najm - ONE Cashback Credit Card
Minimum Salary
AED 8,000
Rate
3.25%