Infinite Benefits For The Infinite Life
- Receive 2% of your Rewards Points balance as cashback with any airline bookings
- Enjoy 2% Rewards Points per USD 1 spent internationally
- Get 1 Reward Point for every dollar you spent locally
Credit Card Features
- Points-to-Miles Like No Other
- Get Out on the Greens
- Priority Access to Airport Lounges
- Complimentary airport transfers with Careem*
- Double the Joy
- Tap to Pay With Mobile Wallet Payments
- Careem Offers*
- Purchase With Rewards
- Unlimited Fitness First Access
- Medical and Travel Insurance*
- Visa Concierge Service*
- Buyers Protection*
- Control Your Card From the SC Mobile App and Online Banking
Additional Information
Eligibility & DocumentsUAE Residents (Expats)
- Age 21 to 60 years old
- Minimum Monthly Income AED 30,000
- Copy of Emirates ID / Passport and Visa copy
- Salary Transfer Letter or Bank Statement/Salary Certificate
- Refer to application form for details
UAE Nationals
- Age 21 to 60 years old
- Minimum Monthly Income AED 30,000
- Copy of Emirates ID
- Salary Transfer Letter or Bank Statement/Salary Certificate
- Refer to application form for details
- Annual fee for new customers
- AED 1,575 (first year free)
- Annual Fee for Supplementary cards
- AED 525 (First year free for first 2 cards)
- Finance charges
- Retail: 3.45% per month
- For more details on all other applicable fees and charges, please click here. Fees and charges are subject to change. All fees and charges listed are inclusive of 5% Value Added Tax (VAT), where applicable. Note : Primary credit card Annual Fee from the second year onwards may be waived if retail spends for the preceding 12 months exceeds AED 150,000 or equivalent.
Representative Example
** Calculator Definitions
Amount:
The total amount of money borrowed, also referred to as the principal amount.
Rate (%):
This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years:
This is the original term or length of the product, stated in years.
Effective Monthly Payment:
This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%):
The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.