| Minimum Salary | Salary Transfer | Islamic Finance | Cashback | Annual Fee | Rate | |
|---|---|---|---|---|---|---|
ADCB - Betaqti Credit Card (exclusively for UAE Nationals)
|
Minimum Salary: AED 5,000 | Salary Transfer: No | Islamic Finance: No | Cashback: No | Annual Fee: AED 2,100 | Rate: 2.5% |
TouchPoints Rewards:
Enjoy 300,000 TouchPoints as a welcome gift
Daily Rewards:
3 TouchPoints earned per 1 AED spent
Anniversary Rewards:
- 750,000 TouchPoints earned with an annual spend of AED 500,000
- 500,000 TouchPoints earned with an annual spend of AED 350,000
- 250,000 TouchPoints earned with an annual spend of AED 250,000
TouchPoints is ADCB’s award-winning loyalty program that gives you reward points for every ADCB product and service that you use. TouchPoints can be redeemed instantly at some of the UAE’s most prestigious retailers or for miles, gift vouchers, bill payments and much more.
Features
- Luxurious Cinema Experience
- Fitness Center Access
- Experience Yas Island Parks
- Concierge Service
- Chauffer Offer
- Premium Hotel Benefits
- Global Airport Lounge Access
- Hertz President's Circle Status
- Complimentary Hotel Nights
- Avis Rent a Car Benefits
- Travel Insurance
Offers
- 20% discount on rides in Abu Dhabi at Onak (Offer valid until 31 December 2019.)
- Up to AED 300 off flights and hotels at Rehlat (Offer valid until 24 October 2019.)
- 15% discount at Dalloyau 15% discount at Dalloyau (Offer valid until 30 November 2019.)
- 15% discount at The Hummingbird Bakery (Offer valid until 30 November 2019.)
- 15% discount at Texas De Brazil (Offer valid until 30 November 2019.)
- 20% discount at Nicolas & Jean (Offer valid until 30 November 2019.)
- 10% discount at PDL Café (Offer valid until 30 November 2019.)
- 15% discount at PDL Barbershop (Offer valid until 30 November 2019.)
- 10% discount at Al Mandoos (Offer valid until 15 April 2019.)
- 25% discount at Bice, Jumeirah at Etihad Towers Abu Dhabi (Offer valid until 31 October 2019.)
- 25% discount at Li Beirut, Jumeirah at Etihad Towers Abu Dhabi (Offer valid until 31 October 2019.)
- And many more luxurious offers
** Calculator Definitions
Amount:
The total amount of money borrowed, also referred to as the principal amount.
Rate (%):
This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years:
This is the original term or length of the product, stated in years.
Effective Monthly Payment:
This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%):
The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
