Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
ADCB - Etihad Guest Infinite Credit Card ADCB - Etihad Guest Infinite Credit Card Minimum Salary: AED 40,000 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: AED 0 Rate: 3.69%
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Limited Period Welcome offer till 5th September 2023: 150,000 promotional miles for UAE Nationals, 120,000 promotional miles for expats. Minimum spend required AED 75,000
  • Up to 3 Etihad Guest Miles per 1 USD
  • Up to 4 class upgrade vouchers
  • 1 Etihad Tier Mile per 1 USD
  • 5,000 monthly bonus Etihad Guest Miles
  • Transactions exceeding the assigned credit limit of the card will not be entitled to earn Etihad Guest Miles during the month.
  • Tier Miles will be capped at a maximum of 50,000 tier miles in a calendar year.
  • An annual fee of AED 2,625 (inclusive of VAT) is applicable. ADCB Excellency customers will receive 50% discount on the annual fees.
  • Revised Etihad Guest Miles earn rate
  • Welcome Bonus Miles
  • Etihad Guest Miles on all purchases
  • Etihad Guest Miles monthly bonus
  • Tier Miles on purchases
  • Interest-Free Days
  • Mobile App and Internet Banking
  • Convenient payment options
  • Set up Auto Debit Instructions
  • Interest free balance transfers
  • Credit Card Loan
  • Balance Transfer
  • Instalment Payment Plans
  • 0% interest on School Fee Payments
  • FlexiPay
Additional Information
  • Minimum salary of AED 40,000
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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