Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
ADCB - Etihad Guest Platinum Credit Card ADCB - Etihad Guest Platinum Credit Card Minimum Salary: AED 8,000 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: AED 0 Rate: 3.69%
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A wonderful journey lies ahead

Limited Period Welcome offer till 5th September 2023: 40,000 promotional miles for UAE Nationals, 30,000 promotional miles for expats. Minimum spend required AED 25,000
  • Up to 1.25 Etihad Guest Miles per USD 1 spent
  • 1,000 Etihad Guest Miles monthly bonus
  • Transactions exceeding the assigned credit limit of the card will not be entitled to earn Etihad Guest Miles during the month.
  • An annual fee of AED 525 (inclusive of VAT) is applicable. Excellency customers will enjoy zero annual fee on the card, Privilege Club members will enjoy 50% discount on the annual fee.
  • Revised Etihad Guest Miles earn rate are effective
  • Etihad Guest Miles on all purchases: Up to 1.25 Etihad Guest Miles per USD spent
  • Etihad Guest Miles - Monthly Bonus: receive a monthly bonus of 1,000 Etihad Guest Miles, purchases are equal or more than USD 1,000
  • Mobile App and Internet Banking
  • Convenient payment options
  • PayOrder Facility
  • Balance Transfers
  • Easy Instalments
  • FlexiPay
  • Visa xperience with the ENTERTAINER offer
  • Dining and lifestyle discounts
  • Complimentary airport lounge access
  • VISA luxury hotel collection privileges
  • Avis Rent a Car Benefits
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Najm - ONE Cashback Credit Card
Minimum Salary
AED 8,000
Najm - Platinum Plus Cashback Credit Card
Minimum Salary
AED 7,000
Najm - Platinum Cashback Credit Card
Minimum Salary
AED 7,000
HSBC - Cashback Credit Card
Minimum Salary
AED 10,000