Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
ADCB - Etihad Guest Signature Credit Card ADCB - Etihad Guest Signature Credit Card Minimum Salary: AED 20,000 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: AED 0 Rate: 3.69%
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Limited Period Welcome offer till 5th September 2023: 75,000 promotional miles for UAE Nationals, 60,000 promotional miles for expats. Minimum spend required AED 50,000
  • Interest Free Days
  • Travel Benefits
  • Lifestyle Benefits
  • Card Control
  • Credit Card Loan
  • Installment Payment Plans
  • 0% Interest Rate on School Fee Payments
  • FlexiPay
  • Enhanced Protection
  • Welcome Bonus Miles
  • Etihad Guest Miles on all purchases
  • Etihad Guest Miles monthly bonus
  • Tier Miles on purchases

Additional Information
  • Minimum salary of AED 20,000
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Najm - ONE Cashback Credit Card
Minimum Salary
AED 8,000
Najm - Platinum Plus Cashback Credit Card
Minimum Salary
AED 7,000
Najm - Platinum Cashback Credit Card
Minimum Salary
AED 7,000
HSBC - Cashback Credit Card
Minimum Salary
AED 10,000