| Minimum Salary | Salary Transfer | Islamic Finance | Cashback | Annual Fee | Rate | |
|---|---|---|---|---|---|---|
ADCB - Lulu Titanium Credit Card
|
Minimum Salary: AED 5,000 | Salary Transfer: No | Islamic Finance: No | Cashback: No | Annual Fee: AED 0 | Rate: 3.69% |
Shop, earn, redeem!
Turn spending into free shopping at LuLu Hypermarket with the LuLu Credit Card. Every time you use your card, you’ll earn LuLuPoints that you can use to shop at any LuLu Hypermarket across the UAE.
- 0 Annual fees
- 0% Interest Payment Plan on school fee payment
- Up to 3.5 Lulu points per AED 1 purchase
- Each 5,000 LuLu points gives voucher worth AED 50.
- Enjoy complimentary airport lounge access with LuLu Titanium credit card.
Special offer
Bonus LuLu points worth:
LuLu Titanium Cards: AED 250
Valid for new Lulu credit cards applied from 1st Feb to 29th Feb 2024 and cards issued by 15th March 2024
*Bonus credited on completion of 3 transactions of minimum AED 100 each.
Additional Information
Features & Benefits
- Complimentary Lounge access
- Buy 1 get 1 free on dining, premium spas and more
- Talabat food and grocery delivery discounts
- Hala Taxi Ride Discounts
- Interest-Free Days
- Convenient Payment Options
- Interest free balance transfers
- Credit Shield with complimentary life cover
- Credit Card Loan
- Balance Transfer
- Instalment Payment Plans
- 0% interest on School Fee
- FlexiPay
- Minimum spend in AED: 300
- Minimum Number of transactions: 3
- Minimum amount of transaction: AED 100 each
- To be eligible for the promotional bonus LuLu Points, you must spend a minimum of AED 2,000 for Titanium Card respectively
- Spends to include retail purchases, credit card loan and balance transfer
- Qualifying spends must be made within 45 days of card issuance
- Customers cancelling existing LuLu card or any other card or covered card during the offer period will not qualify for the offer
- Issuance of credit card is at the sole discretion of ADCB
- Customers converting any existing card or covered card to LuLu cards during offer period will not qualify for the offer
- Offer is valid on ADCB LuLu Credit Cards applied between 1st November 2023 to 31st January 2024 and card issuance can happen till 15th February 2024
- LuLu points will be credited to the Customer’s “LuLu Credit Card”
- Offer is valid on ADCB LuLu Credit Cards applied between 1st November 2023 to 31st Jan 2024 and cards issued by 15th Feb 2024.
- The offer is applicable for new as well as existing customers not holding an ADCB LuLu Credit Cards prior to the start of the campaign period.
- Customers cancelling existing LuLu card or any other existing ADCB Credit Card or covered card and applying for a new LuLu card during the campaign period will not be eligible.
- Customers converting any existing ADCB credit card or covered card to LuLu cards during campaign period will not be eligible.
** Calculator Definitions
Amount:
The total amount of money borrowed, also referred to as the principal amount.
Rate (%):
This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years:
This is the original term or length of the product, stated in years.
Effective Monthly Payment:
This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%):
The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
