Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
ADCB - Signature Credit Card ADCB - Signature Credit Card Minimum Salary: AED 20,000 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: AED 1,050 Rate: 3.25%
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Exclusive benefits at the finest Accor hotels

  • Enjoy a welcome bonus Up to 25,000 Reward points, equal to €500 in hotel stays
  • Earn points everyday Up to 2 Reward points per $1 spent
  • 50% discount on beach & pool access
  • 25 % discount on dining
  • 25 % discount on spa
  • Upgrade to ALL Gold status

Step into a world of exclusive privileges and benefits

  • Unlimited complimentary airport lounge access for cardholder
  • Multi-trip travel insurance
  • Up to 30% off YQ meet and assist

Other credit card benefits

  • Mobile and digital wallets
  • Card control
  • School fee payments
  • Balance transfer
  • Credit shield
  • Instalments payment plans
  • FlexiPay
  • Credit card loan
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Najm - ONE Cashback Credit Card
Minimum Salary
AED 8,000
Najm - Platinum Plus Cashback Credit Card
Minimum Salary
AED 7,000
Najm - Platinum Cashback Credit Card
Minimum Salary
AED 7,000
HSBC - Cashback Credit Card
Minimum Salary
AED 10,000