Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
ADCB - TouchPoints Titanium and Gold Credit Card ADCB - TouchPoints Titanium and Gold Credit Card Minimum Salary: AED 5,000 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: AED 0 Rate: 3.25%
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Unbox a world of exciting rewards
with ADCB and Visa

Earn up to 200,000 TouchPoints when you sign up for an
ADCB Visa TouchPoints Credit Card

Dear Customer,

Signing up for an ADCB Visa TouchPoints Credit Card can earn you exciting rewards. 

For a limited period only, apply for an ADCB Visa TouchPoints Credit Card and earn up to 200,000 bonus TouchPoints. 

That’s not all, as an ADCB Visa Cardholder, you can also benefit from a wide range of lifestyle privileges and benefits!


TouchPoints is the bank wide loyalty program from ADCB where you earn rewards for banking with us.

TouchPoints can be redeemed for shopping, dining, flight tickets, utility bill payments and much more. Visit to learn more.



  • 50,000 TouchPoints or an AED 300 Dubai Mall or Abu Dhabi Mall Gift card

  • Earn up to 0.5 TouchPoints per AED spent
  • Buy 1 Get 1 at VOX Cinemas

Please Note:
Minimum spend criteria of AED 5,000 must be fulfilled by the end of the next month from the date
 of card issuance through retail purchases, balance transfer and credit card loans. 
For example a card issued on 15th October 2021 can make required spends until 30th November 2021.
This offer is applicable on ADCB TouchPoints Visa Credit Cards applied from 30th September to 31st December, 
2021 and issued by 15th January 2022.
This offer is valid for customers who do not have an ADCB Credit Card or an ADCB Covered Card.
Bonus TouchPoints will be credited by 15th February 2022 to your TouchPoints account. 

** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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