Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Dubai first - Cashback Dubai first - Cashback Minimum Salary: AED 10,000 Salary Transfer: Yes Islamic Finance: No Cashback: Yes Annual Fee: AED 399 Rate: 3.5%
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CASHBACK IS JUST THE START

What’s better than cashback, you ask? Unlimited, higher and instant cashback that only the new Dubai First Cashback Card offers you. No minimum spending, no restrictions on where you shop. Just rack up the rewards and redeem them immediately through the Dubai First mobile app.


Save more

Get a whopping 5% cashback on supermarket and online purchases and 1% on all else.*

Plan better

Enjoy 0% interest Easy Purchase Plans, Loan-on-Phone and Balance Transfer at preferential rates

Live well

Unlimited complimentary access to select airport lounges
Up to 10% additional cashback on 1,500+ ecommerce sites with Shopsmart
Access to handpicked experiences and offers in cities around the world.

*Conditions apply.

Welcome Offers

  • Do more with a 0% interest rate on Balance Transfer and Quick Cash
  • Enjoy the world of Amazon Prime with the Dubai First Cashback Mastercard
  • Enjoy AED 250 in bonus cashback
  • The great iPhone 13 Pro giveaway

Rewarding. Just the way you like it
Love the good life? Then you’ll love the unmatched rewards that the Dubai First Cashback Card brings with it. For starters, how does unlimited cashback with instant earning and redemption sound to you?
  • 5% Cashback on online purchases
  • 5% Cashback at the supermarket
  • 1% Cashback on everything else
Mobile Payments
  • Apple Pay
  • Google Pay
  • Samsung Pay
Benefits
  • Lifestyle Benefits
  • Travel Privileges
  • Financial Benefits
  • Servicing Toolkit

** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
HSBC - Cashback Credit Card
Minimum Salary
AED 10,000
Rate
3.45%
The American Express - The Platinum Card
Minimum Salary
AED 30,700
Rate
0.00%
The American Express - Gold Credit Card
Minimum Salary
AED 15,000
Rate
3.25%
Najm - ONE Cashback Credit Card
Minimum Salary
AED 8,000
Rate
3.25%