Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Dubai First - Dubai Moments Platinum Card Dubai First - Dubai Moments Platinum Card Minimum Salary: AED 0 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: AED 0 Rate: 3.19%
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Dubai Moments Credit Card rewards you for all your retail purchases, with accelerated rewards on spends in Dubai and abroad. With every Dirham you spend on Retail Purchases you will earn Dubai Mementos, that you can redeem for your dream Dubai Experience, free shopping, utility bill payments and much more.
What’s more, we’ll fast track your journey to memorable Dubai Experiences with 40,000 Sign Up Bonus Dubai Mementos when you are issued a Dubai Moments Platinum Card.


Valet Parking
Enjoy hassle-free parking at participating locations in Dubai.

Wellness First
Enjoy access to premium health clubs in Dubai and the Northern Emirates on a ‘pay-per-use’ basis at a nominal fee. 

Luxury at the airport
Enjoy complimentary lounge access at an extensive network of airports across the Middle East. 

Special Offers and Discounts
Get more from life with a wide range of 200+ special deals and benefits from our premium partners, which encompass lifestyle, entertainment, shopping, dining, jewelry, wellness and more. 

 50% Off Movie Tickets across the UAE
Enjoy 50% off Movie Tickets and snacks, in Cinemas across the UAE, all days of the week. 

Priceless Cities
Enjoy complimentary membership to a unique collection of offers, specially curated by Mastercard®. To sign up, visit

Yearly Guaranteed Rewards
Spend AED 100,000 or more on retail purchases during the year to qualify for a guaranteed Dubai Experience worth AED 750 or request for Bonus Mementos equivalent to the value of your total retail purchases**. For example, an accumulated spend of AED 110,000 during the course of one year of your membership will earn you 110,000 Bonus Mementos. These Mementos will be awarded after your anniversary date, upon your request. You can redeem Bonus Mementos for the full set of redemption options available.

Fraud Protection
Provides you cover in case of fraudulent transactions using your credit card information.

Credit Shield
Covers the outstanding balance on your credit card in case of unforeseen adversities. This benefit is provided for free in the first month of your credit card membership; the nominal charge will apply thereafter.

Accident Insurance
You are automatically enrolled in the personal accident insurance scheme worth AED 150,000 to cater to unforeseen eventualities. This benefit is provided for free in the first month of your credit card membership; the nominal charge will apply thereafter.

Purchase protection
Purchases made on Dubai Moments Platinum Credit Card are covered against accidental damage for 90 days from the date of purchase.

  • Free for life - special offer for new customers
  • Exclusive discount of up to 60% on select Dubai Experiences
  • Earn up to 2 Dubai Mementos for every Dirham spent
  • 50% off Movie Tickets in cinemas across the UAE
  • Complimentary Airport Lounge across the globe
  • Complimentary Valet Parking in locations across Dubai and Abu Dhabi
  • Access to premium health clubs
  • Dozens of special discount, shopping and travel discounts across the UAE
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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