Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Dubai First - Emirati Card Dubai First - Emirati Card Minimum Salary: AED 0 Salary Transfer: No Islamic Finance: No Cashback: Yes Annual Fee: AED 750 Rate: 3.19%
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There are some things in today’s modern world that are Emirati and simply Emirati: like the golden sands of the desert, the power & majesty of the Arabian Horse, the beauty & speed of the falcon. Now we offer you something which is yours and yours alone. The Emirati Card from Dubai First is an exclusive Platinum credit card designed to enhance your lifestyle and also to provide you with a wide range of privileges. Exclusively for Emiratis. For the first time in the UAE from Dubai First, we present to you the "Emirati Card".

  • Simply Emirati

It gives us great pleasure to present to you; your Emirati Card the UAE’s first credit card dedicated to Emiratis. As a nation, we have much to cherish and your new card is designed to be carried with pride - delivering privileges, convenience, benefits & rewards which cater specifically to your tastes, your interests, and your lifestyle.

  • Simply More Indulgent

Lifestyle Privileges

Indulge your tastes & preferences with our exclusive ‘Lifestyle Privileges’ program that gives you a wide range of special deals and benefits when you use your Emirati Card. You will also receive the ‘Value Offers’ book containing 100 buy-1-get-1-free value vouchers on dining, beauty & entertainment.

  • Simply More Accessible

Travel Benefits

Whether traveling for leisure or business, your Emirati card provides you with unlimited, complimentary access to over 10 lounges in UAE, KSA, Jordan, Kuwait and Egypt. Other benefits include a 3% discount on airfare if you fly within the GCC, a 5% discount on airfare to other destinations with up to 7% discount on hotel reservations and standard vacation packages for bookings made through Dubai First Travel Assist.

  • Simply Exciting

Al Imtiaz Rewards

Receive a cash reward of up to 2.5% for every dirham you spend using your Emirati card! Enjoy higher rewards for higher spend with bonus rewards on overseas purchases.

  • Simply More Flexible

Special Payment Plans

Enjoy flexible financial benefits including Balance Transfer, Easy Purchase Plan, and Loan-on-Phone payment plans at a special low-interest rate.

  • Simply Protected

Al Himaaya Insurance

Stay protected with your Al Himaaya Insurance that covers you and your family in the unfortunate event that you cannot meet your financial commitments.

Purchase Protection

Protect your local & international purchases in case of loss, theft or accidental damage, up to AED 40,000 per year.

  • Up to 2.5% Cash Back on every day spends in the UAE and abroad
  • Complimentary airport lounge access across MENA
  • Access to premium health clubs
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