Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Noor Bank - Noor Wealth World Credit Card Noor Bank - Noor Wealth World Credit Card Minimum Salary: AED 0 Salary Transfer: No Islamic Finance: No Cashback: Yes Annual Fee: AED 1,000 Rate: 3.25%
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Golf and Gym:
  • Enjoy a round of golf at Arabian Ranches Dubai with a minimum spend required of AED 5,000 per month or an exciting workout at Talise gym in Dubai, Le Royal Meridien in Abu Dhabi & Bodylines Rotana in Al Ain at a minimum spend of AED 5,000 per month.
Travel Benefits:
  • Unlimited access to over 900 lounges across the world along with up to USD 500,000 travel coverage.
  • Avail 6 complimentary airport pick-up or drop-off services within Abu Dhabi or Dubai or Sharjah per year with a monthly minimum spend of AED 3,000 in the month of booking the service.
  • Complimentary nights at SPG Hotels and Resorts.
  • Avail 2 complimentary Marhaba Meet and Greet service per year with a monthly minimum spend of AED 3,000 in the month of booking the service.
  • 10% discount on any international roundtrip airfare when you book your tickets on by entering promo code McWorld at the time of checkout. 
  • Travel with peace of mind by availing a range of travel insurance benefits.
  • Hertz Gold Plus Rewards Five Star Membership
Ease of Payments:
  • Monthly card payments can be made by setting up a local transfer from any online banking channel in UAE for free by entering your card number as beneficiary instead of IBAN number. In addition, payments can be made at selected exchange houses and through our network of cash deposit machines.
Complimentary Global Internet Calling:
  • Avail complimentary cashback worth AED 50 or AED 100 against TRA approved internet calling plans.
  • Rewards credit cardholders with retail spending of AED 3,000 – 4,999 will be eligible for AED 50 worth cash back and cardholders with retail spending of AED 5,000 & above will be eligible for AED 100.
Advance Security Features:
  • Chip and Pin technology for all retail transactions
  • Dynamic One Time Passcode for all online transactions
  • 24/7 SMS notifications for all your purchases
  • Touch ID for mobile application access
Valet Parking:
  • Complimentary valet parking at over 30 locations across Abu Dhabi and Dubai. Locations include: Mall of the Emirates, The Dubai Mall, Dubai Marina Mall, Dubai Marina Walk, Pier 7, Dubai Design District, City Walk, Ferrari World Abu Dhabi, Yas Mall and many more
  • Avail 4 complimentary valet services in a month with a minimum spend of AED 3,000 per month
  • Annual Fees waived
  • Complimentary Global Internet Calling
  • Complimentary U by Emaar loyalty program membership
  • Valet Parking
  • Buy 1 Get 1 free on over 900 offers on Dining and Hotel nights
Unique Features
  • Earn 1.5% cashback on local spends and 2% cashback on international spends
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Najm - ONE Cashback Credit Card
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AED 8,000
Najm - Platinum Plus Cashback Credit Card
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AED 7,000
Najm - Platinum Cashback Credit Card
Minimum Salary
AED 7,000
HSBC - Cashback Credit Card
Minimum Salary
AED 10,000